Cost Of Living in St. Pauls, NC

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14%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Pauls	North Carolina	National
Cost of living	86	96	100
Groceries	103	100	100
Health care	97	99	100
Housing	53	88	100
Transportation	99	99	100
Utilities	100	99	100
Lifestyle & Entertainment	105	100	100
Household Items	100	100	100
Education & Childcare	101	100	100

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Homes For Sale In St. Pauls, NC

3329 N Carolina 20

St Pauls, NC

3309 N Carolina 20

St Pauls, NC

841 Blanchard Rd

Saint Pauls, NC

Pages Lake Rd

Saint Pauls, NC

Cost Of Living Quick Facts

The cost of living in St. Pauls is 10% lower than the North Carolina average
The cost of living in St. Pauls is 14% lower than the national average
St. Pauls housing is 47% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,879	$4,823	$1,350	$1,737
Renters	$36,604	$3,050	$854	$1,098

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rex, NC	59	101	0.7%
Dundarrach, NC	63	101	0.7%
Rennert, NC	413	79	20.7%
Red Springs, NC	3,420	82	17.9%
Elrod, NC	534	83	17.5%
St. Pauls, NC	2,164	86	13.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jackson, SC	2,164	90	10.0%
Oxford, GA	2,163	91	9.1%
Slater, MO	2,163	80	20.0%
Camden, OH	2,163	85	14.8%
Columbia, CA	2,165	130	30.2%
St. Pauls, NC	2,164	86	13.6%