Cost Of Living in Ovilla, TX

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B-

16%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

57%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ovilla	Texas	National
Cost of living	116	94	100
Groceries	100	98	100
Health care	100	98	100
Housing	157	83	100
Transportation	99	98	100
Utilities	100	103	100
Lifestyle & Entertainment	95	98	100
Household Items	97	98	100
Education & Childcare	93	98	100

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Homes For Sale In Ovilla, TX

104 Ashburne Glen Ln

Red Oak, TX

Northhaven FSW Penrose DR

Ovilla, TX

Sunrise FS Penrose DR

Red Oak, TX

Sunrise FS (w/Media) Penrose DR

Ovilla, TX

See the Newest Homes For Sale In Ovilla, TX

Cost Of Living Quick Facts

The cost of living in Ovilla is 23% higher than the Texas average
The cost of living in Ovilla is 16% higher than the national average
Ovilla housing is 57% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$165,931	$13,828	$3,871	$4,978
Renters	$84,342	$7,029	$1,968	$2,531

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wilmer, TX	4,836	86	13.7%
Garrett, TX	954	86	13.7%
Hutchins, TX	5,962	88	12.2%
Cockrell Hill, TX	4,306	92	7.9%
Palmer, TX	2,594	92	7.5%
Ovilla, TX	4,155	116	15.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Centerville, MN	4,155	111	11.1%
Cannon Falls, MN	4,154	101	0.7%
Hiram, GA	4,156	98	1.6%
Tierra Verde, FL	4,153	154	53.8%
Fremont, MI	4,153	88	11.8%
Ovilla, TX	4,155	116	15.8%