Hutchins, Texas Cost Of Living

Buy Rent

B

Overall 11%

Goods & Services 7%

Housing 46%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hutchins	Texas	National
Cost of living	89	92	100
Goods & Services	107	97	100
Groceries	98	91	100
Health care	112	95	100
Housing	54	83	100
Transportation	90	94	100
Utilities	110	103	100

Key findings

The cost of living in Hutchins is 3% lower than the Texas average
The cost of living in Hutchins is 11% lower than the national average
Hutchins housing is 46% lower than the national average
Texas general sales tax is 23% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,545	$3,295	$923	$1,186
Renters	$35,577	$2,965	$830	$1,067

To approximate the cost of living and the housing affordability in Hutchins, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hutchins have a median income of $39,545. Therefore, the amount that a consumer should spend on housing costs should be no more than $923 per month to avoid calamity and poverty. The renters in the city have an income of about $35,577, which would make their monthly maximum allowable rental costs $830.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Hutchins	National avg.	Difference
Haircut	$30.17	$20.27	48.8%
Beauty Salon	$51.54	$40.39	27.6%
Toothpaste	$2.13	$2.36	9.7%
Shampoo	$0.96	$1.08	10.8%
Movie	$13.02	$10.99	18.5%
Bowling	$16.28	$15.49	5.1%

Groceries

Item	Hutchins	National avg.	Difference
Ground Beef	$4.07	$4.30	5.3%
Fried Chicken	$1.19	$1.40	15.0%
Milk	$2.29	$2.20	4.0%
Potatoes	$3.91	$3.22	21.6%
Pizza	$9.38	$10.74	12.7%
Beer	$10.21	$9.60	6.4%

Health Care

Item	Hutchins	National avg.	Difference
Optometrist	$112.55	$109.73	2.6%
Doctor	$132.09	$118.34	11.6%
Dentist	$126.71	$100.94	25.5%
Ibuprofen	$9.35	$9.93	5.9%
Lipitor	$477.75	$469.53	1.8%

Housing

Item	Hutchins	National avg.	Difference
Home Price	$72,900.00	$184,700.00	60.5%
Avg. Mortgage Payment	$1,151.31	$1,229.62	6.4%
Apartment Rent	$847.00	$949.00	10.7%

Transportation

Item	Hutchins	National avg.	Difference
Gasoline	$2.50	$2.71	7.8%
Tire Balancing	$44.33	$51.86	14.5%

Utilities

Item	Hutchins	National avg.	Difference
All Electricity	$200.26	$170.84	17.2%
Phone	$188.86	$187.18	0.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Horseshoe Bend, TX	748	79	21.5%
Mesquite CDP, TX	629	85	15.1%
Wilmer, TX	3,903	86	13.9%
Ferris, TX	2,527	89	10.6%
Cockrell Hill, TX	4,301	90	10.5%
Hutchins, TX	5,644	89	11.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Palmview, TX	5,644	75	24.9%
Snowflake, AZ	5,643	97	2.8%
Hudson, QC	5,643	n/a
Creston, BC	5,643	n/a
Douglass Hills, KY	5,645	107	6.9%
Hutchins, TX	5,644	89	11.0%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.