Cost of Living in Hutchins, TX

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12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hutchins Texas National
Cost of living8894100
Groceries10198100
Health care9798100
Housing6383100
Transportation9698100
Utilities104103100
Lifestyle & Entertainment9698100
Household Items9798100
Education & Childcare9898100
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Homes For Sale In Hutchins, TX

property for sale

1007 Keswick Rd

Wilmer, TX
property for sale

800 Oak Creek Dr

Hutchins, TX
property for sale

349 Magnolia Blvd

Hutchins, TX
property for sale

333 Magnolia Blvd

Hutchins, TX
See the Newest Homes For Sale In Hutchins, TX

Cost Of Living Quick Facts

  • The cost of living in Hutchins is 7% lower than the Texas average
  • The cost of living in Hutchins is 12% lower than the national average
  • Hutchins housing is 37% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Hutchins

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Compare Hutchins, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,770$5,648$1,581$2,033
      Renters$33,623$2,802$784$1,009
      To approximate the cost of living and the housing affordability in Hutchins, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Hutchins have a median income of $67,770. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,581 per month to avoid calamity and poverty. The renters in the city have an income of about $33,623, which would make their monthly maximum allowable rental costs $784.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mesquite CDP, TX6478118.9%
      Horseshoe Bend, TX6418316.7%
      Wilmer, TX4,8368613.7%
      Cockrell Hill, TX4,306927.9%
      Balch Springs, TX25,952928.0%
      Hutchins, TX5,9628812.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Jamul, CA5,96018383.5%
      Crafton, PA5,960964.1%
      Saint-Henri, QC5,964n/a 
      Westville, IN5,9588911.0%
      Hilton, NY5,9571043.6%
      Hutchins, TX5,9628812.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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