Cost Of Living in Centerville, MN

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C+

11%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Centerville	Minnesota	National
Cost of living	111	100	100
Groceries	98	100	100
Health care	98	100	100
Housing	139	100	100
Transportation	98	100	100
Utilities	108	104	100
Lifestyle & Entertainment	100	100	100
Household Items	99	100	100
Education & Childcare	96	99	100

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Homes For Sale In Centerville, MN

2111 Willow Cir

Hugo, MN

1858 Laramee Ln

Hugo, MN

See the Newest Homes For Sale In Centerville, MN

Cost Of Living Quick Facts

The cost of living in Centerville is 11% higher than the Minnesota average
The cost of living in Centerville is 11% higher than the national average
Centerville housing is 39% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$167,059	$13,922	$3,898	$5,012
Renters	$73,575	$6,131	$1,717	$2,207

The affordability of the housing market in Centerville, MN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Centerville homeowners, the median income is $167,059. This indicates that a monthly maximum of $3,898 should be spent by homeowners on all housing related costs. Renters have a median income of $73,575. This indicates that renters would have a maximum of $1,717 for their rent related monthly costs.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Houlton, WI	109	100	0.0%
Landfall, MN	819	72	27.9%
Hilltop, MN	1,045	80	20.0%
St. Anthony city (Stearns County), MN	108	84	16.4%
Stacy, MN	2,036	96	4.4%
Centerville, MN	4,155	111	11.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ovilla, TX	4,155	116	15.8%
Cannon Falls, MN	4,154	101	0.7%
Hiram, GA	4,156	98	1.6%
Tierra Verde, FL	4,153	154	53.8%
Fremont, MI	4,153	88	11.8%
Centerville, MN	4,155	111	11.1%