C
14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orland Park Illinois National
Cost of living11498100
Groceries97100100
Health care101100100
Housing15195100
Transportation100101100
Utilities9799100
Lifestyle & Entertainment100100100
Household Items101100100
Education & Childcare95100100
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An Overview of Cost of Living in Orland Park, IL

Are you thinking about relocating, but curious about the potential cost of living in Orland Park? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Orland Park stands at 114, making it 14% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

When it comes to the cost of living in Orland Park, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 50.8% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Orland Park Affordable?

Is Orland Park affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Orland Park, for instance, where the median home price falls 60.8% higher than the national average, and monthly rent rates are 27.5% higher than usual. Additionally, median income levels contribute to the equation, with Orland Park flaunting a median household income of $128,588, 58.1% higher than the national norm.

What Factors can Influence the Cost of Living in Orland Park?

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Orland Park, the groceries index registers 2.7% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The cost of living data for Orland Park shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Orland Park is 16% higher than the Illinois average
  • The cost of living in Orland Park is 14% higher than the national average
  • Orland Park housing is 51% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Orland Park

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Compare Orland Park, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$135,704$11,309$3,166$4,072
      Renters$62,059$5,172$1,448$1,862
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Orland Park, IL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Orland Park homeowners, is $135,704. This would allow for a maximum of $3,166 per month to be spent on housing costs. For renters, the median monthly income is $62,059 which would result in a maximum of $1,448 to be spent on rental costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hodgkins, IL1,8178316.9%
      Ford Heights, IL2,8018316.6%
      Phoenix, IL1,4508514.6%
      Dixmoor, IL3,6638712.6%
      Harvey, IL24,9318713.2%
      Orland Park, IL60,16111414.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Des Plaines, IL60,15911212.4%
      Greenwood, IN60,157972.7%
      Casper, WY60,1541022.1%
      Bowie, MD60,15313434.1%
      Great Falls, MT60,2091000.3%
      Orland Park, IL60,16111414.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.