Des Plaines, IL Cost Of Living

Des Plaines cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Des Plaines	Illinois	National
Cost of living index	115	99	100
Index	Des Plaines	Illinois	National
Goods & Services index	115	101	100
Groceries index	108	97	100
Health care index	101	101	100
Housing index	123	95	100
Transportation index	127	105	100
Utilities index	90	96	100

Displayed above is a general overview of the Des Plaines, IL cost of living index. The overall cost of living index in Des Plaines, IL is 115, which is 16% higher than the Illinois average and 15% higher than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Des Plaines, IL are 14% higher than the Illinois average and 15% higher than the national average.

Did you know?

The cost of living in Des Plaines is 16% higher than the Illinois average.
The cost of living in Des Plaines is 15% higher than the national average.
The cost of housing in Des Plaines is 23% higher than the national average.
Illinois general sales tax is 23% higher than the national average.
Illinois state income tax is 69% higher than the national average.

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Salary Calculator

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in Des Plaines, IL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Des Plaines, IL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Des Plaines, IL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,286	$6,191	$1,733	$2,229
Renters	$44,960	$3,747	$1,049	$1,349

If you want to find a good determining factor for the cost of living and the general affordability of housing in Des Plaines, IL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Des Plaines, IL, the median monthly income is $74,286 for those who own their own homes. Under the standard rule, that income level would allow for $1,733 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $44,960, per the median income in the area. That would allow for renters to spend up to $1,049 on monthly rental expenses.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	3.75%	3.75%

One thing to keep in mind when considering the cost of living in Des Plaines, IL is the Illinois sales tax and Illinois income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Illinois sales tax rate is 6.25% and the maximum surtax that can be charged is 10.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Illinois income tax rates range from 3.75% to 3.75%.

Goods & Services

Item	Des Plaines	National avg.	Difference
Haircut	$20.00	$16.09	24.3%
Beauty Salon	$69.87	$37.33	87.2%
Toothpaste	$2.80	$2.45	14.3%
Shampoo	$0.98	$1.00	1.7%
Movie	$13.72	$10.28	33.5%
Bowling	$8.00	$4.93	62.2%

Groceries

Item	Des Plaines	National avg.	Difference
Ground Beef	$4.33	$3.80	13.8%
Fried Chicken	$1.28	$1.40	8.1%
Milk	$1.95	$2.01	2.9%
Potatoes	$3.79	$3.01	26.0%
Pizza	$9.99	$9.89	1.1%
Beer	$8.49	$8.90	4.6%

Health Care

Item	Des Plaines	National avg.	Difference
Optometrist	$95.00	$102.16	7.0%
Doctor	$100.00	$108.36	7.7%
Dentist	$102.33	$92.53	10.6%
Ibuprofen	$9.87	$9.28	6.4%
Lipitor	$414.41	$425.82	2.7%

Housing

Item	Des Plaines	National avg.	Difference
Home Price	$238,900.00	$184,700.00	29.3%
Avg. Mortgage Payment	$1,785.17	$1,202.44	48.5%
Apartment Rent	$1,038.00	$949.00	9.4%

Transportation

Item	Des Plaines	National avg.	Difference
Gasoline	$2.93	$2.24	30.6%
Tire Balancing	$55.00	$46.29	18.8%

Utilities

Item	Des Plaines	National avg.	Difference
All Electricity	$130.69	$165.96	21.3%
Phone	$29.99	$28.68	4.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Cicero, IL	83,972	100	0%
Bellwood, IL	19,146	101	1%
Maywood, IL	24,029	102	2%
Stone Park, IL	4,936	102	2%
Broadview, IL	7,915	102	2%
Des Plaines, IL	58,755	115	15%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Port Orange, FL	58,780	95	-5%
Noblesville, IN	58,719	97	-3%
Royal Oak, MI	58,823	98	-2%
Owensboro, KY	58,685	84	-16%
Orland Park, IL	58,612	110	10%
Des Plaines, IL	58,755	115	15%

Source: The Des Plaines, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Des Plaines, IL Cost of Living