Cost Of Living in Onley, VA

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B-

13%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Onley	Virginia	National
Cost of living	113	111	100
Groceries	107	103	100
Health care	109	103	100
Housing	124	129	100
Transportation	110	105	100
Utilities	106	104	100
Lifestyle & Entertainment	111	103	100
Household Items	104	102	100
Education & Childcare	108	109	100

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Homes For Sale In Onley, VA

29691 Burtons Shore RD

Locustville, VA

29682 Burtons Shore RD

LOCUSTVILLE, VA

28251 Drummondtown Rd

Onley, VA

Lankford Hwy

Onley, VA

Cost Of Living Quick Facts

The cost of living in Onley is 1% higher than the Virginia average
The cost of living in Onley is 13% higher than the national average
Onley housing is 24% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,335	$6,778	$1,898	$2,440
Renters	$62,912	$5,243	$1,468	$1,888

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Deep Creek, VA	0	108	7.7%
Greenbush, VA	65	108	7.7%
Bayside, VA	226	108	7.7%
Savage Town, VA	191	105	4.5%
Pastoria, VA	741	108	7.7%
Onley, VA	765	113	12.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Plumerville, AR	765	81	19.1%
Panacea, FL	765	88	11.8%
Maxwell, IA	765	85	14.9%
Gray, ME	765	107	6.9%
Viburnum, MO	765	82	18.5%
Onley, VA	765	113	12.5%