Olympia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index112115100
Goods & Services index97106100
Groceries index108107100
Health care index118118100
Housing index125135100
Transportation index130116100
Utilities index10794100
A general summary of the cost of living index in Olympia, WA is shown above. Compared to the state average of Washington the cost of living index in Olympia, WA is 112, which is 3% lower than the average in Washington and compared to the national average it is 12% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Olympia, WA goods and services come in at 9% lower than the average in Washington and are 3% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Olympia is 3% lower than the Washington average.
  • The cost of living in Olympia is 12% higher than the national average.
  • The cost of housing in Olympia is 25% higher than the national average.
  • Washington general sales tax is 28% higher than the national average.
  • Washington state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Olympia, WA to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Olympia, WA, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Olympia, WA salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Olympia, WA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Olympia, WA has a median income of about $83,265 for people who own homes. Based on that number, a person should spend a maximum of $1,943 on expenses related to housing. Renters have a slightly different median income, which is $35,788. Based on this average, renters should spend no more than $835 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Washington Sales Tax

StateGeneral Sales TaxWith Max Surtax

Washington Income Tax

StateIncome Tax (Low)Income Tax (High)
The Washington sales tax and Washington income tax rates should definitely be considered when determining the overall cost of living in Olympia, WA. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Washington sales tax is 6.5% and the maximum surtax is 10.4%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Washington income tax rates range from 0% to 0%.

Goods & Services

ItemOlympiaNational avg.Difference
Haircut $18.94$16.0917.7%
Beauty Salon $36.32$37.332.7%
Toothpaste $2.80$2.4514.4%
Shampoo $1.30$1.0030.3%
Movie $10.46$10.281.7%
Bowling $3.86$4.9321.7%


ItemOlympiaNational avg.Difference
Ground Beef $3.81$3.800.2%
Fried Chicken $1.42$1.401.4%
Milk $2.37$2.0118.0%
Potatoes $2.11$3.0129.9%
Pizza $10.66$9.897.8%
Beer $9.79$8.9010.0%

Health Care

ItemOlympiaNational avg.Difference
Optometrist $127.50$102.1624.8%
Doctor $124.02$108.3614.5%
Dentist $121.56$92.5331.4%
Ibuprofen $10.10$9.288.8%
Lipitor $427.42$425.820.4%


ItemOlympiaNational avg.Difference
Home Price $246,100.00$184,700.0033.2%
Avg. Mortgage Payment $1,171.12$1,202.442.6%
Apartment Rent $988.00$949.004.1%


ItemOlympiaNational avg.Difference
Gasoline $2.81$2.2425.3%
Tire Balancing $65.27$46.2941.0%


ItemOlympiaNational avg.Difference
All Electricity$138.42$165.9616.6%
Phone $38.98$28.6835.9%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Ketron Island, WA011212%
Tenino, WA1,74498-2%
Nisqually Indian Community, WA73599-1%
North Yelm, WA2,5901000%
Shelton, WA9,8321000%
Olympia, WA49,60811212%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Wilson, NC49,55893-7%
Downers Grove, IL49,55511818%
Poway, CA49,67515858%
Logan, UT49,53993-7%
Ashburn, VA49,69214545%
Olympia, WA49,60811212%
Source: The Olympia, WA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.