Oklahoma City cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexOklahoma CityOklahomaNational
Cost of living8886100
IndexOklahoma CityOklahomaNational
Goods & Services9292100
Health care9393100

Key findings

  • The cost of living in Oklahoma City is 2% higher than the Oklahoma average
  • The cost of living in Oklahoma City is 12% lower than the national average
  • Oklahoma City housing is 21% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 78% lower than the national average

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Compare Oklahoma City, OK Cost of Living To Other Cities


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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good way to judge both the affordability of the housing and the cost of living in Oklahoma City is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Oklahoma City has a median income of about $68,026 for people who own homes. Based on that number, a maximum of $1,587 should be spent on expenses related to housing. Renters have a slightly different median income, which is $31,762. Based on this average, renters should spend no more than $741 on all rental costs if they want to maintain a non-impoverished standard of living.

      Oklahoma Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Oklahoma Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemOklahoma CityNational avg.Difference
      Haircut $15.17$17.4913.3%
      Beauty Salon $39.67$38.173.9%
      Toothpaste $1.61$2.3230.6%
      Shampoo $0.82$1.0119.0%
      Movie $8.55$10.7220.3%
      Bowling $12.60$13.869.1%


      ItemOklahoma CityNational avg.Difference
      Ground Beef $4.09$3.904.9%
      Fried Chicken $1.44$1.403.2%
      Milk $1.55$1.9621.0%
      Potatoes $2.42$3.1824.0%
      Pizza $9.99$10.393.9%
      Beer $8.79$9.234.8%

      Health Care

      ItemOklahoma CityNational avg.Difference
      Optometrist $102.20$106.343.9%
      Doctor $96.64$115.2516.1%
      Dentist $91.00$98.387.5%
      Ibuprofen $9.21$9.260.6%
      Lipitor $475.95$466.472.0%


      ItemOklahoma CityNational avg.Difference
      Home Price $142,700.00$184,700.0022.7%
      Avg. Mortgage Payment $881.13$1,273.3230.8%
      Apartment Rent $793.00$949.0016.4%


      ItemOklahoma CityNational avg.Difference
      Gasoline $2.21$2.5914.9%
      Tire Balancing $48.00$48.901.8%


      ItemOklahoma CityNational avg.Difference
      All Electricity$159.15$167.605.0%
      Phone $180.91$163.4210.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Valley Brook, OK80475-25%
      Spencer, OK4,00779-21%
      Arcadia, OK18678-22%
      Del City, OK21,96281-19%
      Smith Village, OK7682-18%
      Oklahoma City, OK620,01588-12%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Portland, OR620,58912727%
      Baltimore, MD621,0001000%
      Las Vegas, NV613,29599-1%
      Louisville, KY611,57393-7%
      Milwaukee, WI598,67288-12%
      Oklahoma City, OK620,01588-12%
      Source: The Oklahoma City, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.