Cost of Living in Ocracoke, NC

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D+
20%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
71%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ocracoke North Carolina National
Cost of living12096100
Groceries99100100
Health care9999100
Housing17188100
Transportation9999100
Utilities9799100
Lifestyle & Entertainment97100100
Household Items101100100
Education & Childcare94100100
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Homes For Sale In Ocracoke, NC

property for sale

112 Oneal Dr

Ocracoke, NC
property for sale

68 S Widgeon Woods Rd Lot 1 &p2

Ocracoke, NC
property for sale

TBD Lake Dr Lot 81

82, 83
property for sale

205 Irvin Garrish Hwy Unit 108

Ocracoke, NC

Cost Of Living Quick Facts

  • The cost of living in Ocracoke is 25% higher than the North Carolina average
  • The cost of living in Ocracoke is 20% higher than the national average
  • Ocracoke housing is 71% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,838$7,237$2,026$2,605
      Renters$0$0$0$0

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ocracoke, NC1,00012020.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chatom, AL1,000909.7%
      Hollins, AL1,0007821.7%
      Lakeview, AR1,000919.5%
      Larchwood, IA1,000918.9%
      Seabrook Beach, NH1,00015959.2%
      Ocracoke, NC1,00012020.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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