Cost Of Living in Chatom, AL

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10%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Chatom	Alabama	National
Cost of living	90	89	100
Groceries	97	96	100
Health care	93	95	100
Housing	76	74	100
Transportation	97	95	100
Utilities	101	97	100
Lifestyle & Entertainment	98	94	100
Household Items	96	96	100
Education & Childcare	92	93	100

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Homes For Sale In Chatom, AL

5573 County Road 1

Chatom, AL

14522 Saint Stephens Ave

Chatom, AL

Cost Of Living Quick Facts

The cost of living in Chatom is 2% higher than the Alabama average
The cost of living in Chatom is 10% lower than the national average
Chatom housing is 24% lower than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$107,969	$8,997	$2,519	$3,239
Renters	$20,263	$1,689	$473	$608

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Stephens, AL	179	96	3.7%
Tibbie, AL	41	96	3.7%
Fruitdale, AL	233	77	23.1%
State Line, MS	744	76	23.9%
Vinegar Bend, AL	358	79	20.7%
Chatom, AL	1,000	90	9.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hollins, AL	1,000	78	21.7%
Lakeview, AR	1,000	91	9.5%
Larchwood, IA	1,000	91	8.9%
Ocracoke, NC	1,000	120	20.2%
Seabrook Beach, NH	1,000	159	59.2%
Chatom, AL	1,000	90	9.7%