Cost Of Living in Larchwood, IA

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A+

9%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

21%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Larchwood	Iowa	National
Cost of living	91	89	100
Groceries	98	97	100
Health care	95	96	100
Housing	79	74	100
Transportation	93	97	100
Utilities	104	95	100
Lifestyle & Entertainment	93	95	100
Household Items	95	97	100
Education & Childcare	98	94	100

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Homes For Sale In Larchwood, IA

1131 Williams St

Larchwood, IA

1403 Castle St

Larchwood, IA

1009 Edgerly St

Larchwood, IA

1303 Willard Ln

Larchwood, IA

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Cost Of Living Quick Facts

The cost of living in Larchwood is 2% higher than the Iowa average
The cost of living in Larchwood is 9% lower than the national average
Larchwood housing is 21% lower than the national average
Iowa general sales tax is 18% higher than the national average
Iowa state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,469	$7,039	$1,971	$2,534
Renters	$32,814	$2,735	$766	$985

Iowa Sales Tax

State	General Sales Tax	With Max Surtax
Iowa	6%	7%

Iowa Income Tax

State	Income Tax (Low)	Income Tax (High)
Iowa	4.4%	6%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Alvord, IA	221	80	20.4%
Steen, MN	144	82	18.0%
Inwood, IA	1,021	88	11.8%
Doon, IA	647	88	11.7%
Hills, MN	842	89	11.1%
Larchwood, IA	1,000	91	8.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chatom, AL	1,000	90	9.7%
Hollins, AL	1,000	78	21.7%
Lakeview, AR	1,000	91	9.5%
Ocracoke, NC	1,000	120	20.2%
Seabrook Beach, NH	1,000	159	59.2%
Larchwood, IA	1,000	91	8.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Larchwood, IA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Iowa Sales Tax

Iowa Income Tax

Nearby cities with low cost of living

Cities with similar population