An overview of the general cost of living index for Ocean Pointe, HI is displayed above for your reference. Residents in Ocean Pointe, HI enjoy a cost of living index of 193. This index is 9% higher than the Hawaii average, and 93% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Ocean Pointe, HI, the average cost of goods and services is equal to it is in Hawaii, and it is 29% higher than the national average.