Cost of Living in Ocean Gate, NJ

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F
23%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ocean Gate New Jersey National
Cost of living123125100
Groceries107108100
Health care112112100
Housing146157100
Transportation117114100
Utilities116111100
Lifestyle & Entertainment113113100
Household Items107107100
Education & Childcare122120100
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Homes For Sale In Ocean Gate, NJ

property for sale

521 E Point Pleasant Ave

Ocean Gate, NJ
property for sale

46 W Cape May Ave

Ocean Gate, NJ
property for sale

15 W Arverne Ave

Ocean Gate, NJ
property for sale

32 E Long Branch Ave

Ocean Gate, NJ

Cost Of Living Quick Facts

  • The cost of living in Ocean Gate is 2% lower than the New Jersey average
  • The cost of living in Ocean Gate is 23% higher than the national average
  • Ocean Gate housing is 46% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Ocean Gate

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Compare Ocean Gate, NJ Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,429$7,452$2,087$2,683
      Renters$65,229$5,436$1,522$1,957

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
      Cedar Glen Lakes, NJ1,661918.5%
      Crestwood Village, NJ8,315964.2%
      Pine Ridge at Crestwood, NJ2,6691021.7%
      Leisure Village, NJ4,8631022.3%
      Ocean Gate, NJ1,54012323.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wauregan, CT1,5401044.3%
      Markle, IN1,5408515.0%
      Constantia, NY1,540972.7%
      Union City, OK1,540963.9%
      Centre Hall, PA1,5401021.7%
      Ocean Gate, NJ1,54012323.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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