Cost Of Living in Crestwood Village, NJ

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A

4%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

45%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Crestwood Village	New Jersey	National
Cost of living	96	125	100
Groceries	107	108	100
Health care	112	112	100
Housing	55	157	100
Transportation	117	114	100
Utilities	116	111	100
Lifestyle & Entertainment	113	113	100
Household Items	107	107	100
Education & Childcare	122	120	100

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Homes For Sale In Crestwood Village, NJ

117 Morning Glory Ln

Whiting, NJ

16 Hudson Pkwy

Manchester Township, NJ

54A Easton Dr #61

Whiting, NJ

19 A Ironsides Dr

Manchester Township, NJ

Cost Of Living Quick Facts

The cost of living in Crestwood Village is 24% lower than the New Jersey average
The cost of living in Crestwood Village is 4% lower than the national average
Crestwood Village housing is 45% lower than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$39,878	$3,323	$930	$1,196
Renters	$61,338	$5,112	$1,431	$1,840

A good indicator of the general affordability of housing in Crestwood Village, NJ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Crestwood Village, the median monthly income is $39,878 for those who own their own homes. Under the standard rule, that income level would allow for $930 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $61,338, per the median income in the area. That would allow for renters to spend up to $1,431 on monthly rental expenses.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedar Glen West, NJ	1,846	87	13.5%
Cedar Glen Lakes, NJ	1,661	91	8.5%
Pine Ridge at Crestwood, NJ	2,669	102	1.7%
Leisure Village, NJ	4,863	102	2.3%
Wrightstown, NJ	565	94	5.6%
Crestwood Village, NJ	8,315	96	4.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rolling Hills Estates, CA	8,314	274	174.1%
Richland Hills, TX	8,314	98	2.1%
Ellsworth, ME	8,319	100	0.3%
Helena Valley West Central, MT	8,319	113	13.3%
Laughlin, NV	8,310	98	2.4%
Crestwood Village, NJ	8,315	96	4.2%