F
28%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
81%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oatfield Oregon National
Cost of living128111100
Groceries104104100
Health care103105100
Housing181124100
Transportation106106100
Utilities102106100
Lifestyle & Entertainment106107100
Household Items104104100
Education & Childcare109109100
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An Overview of Cost of Living in Oatfield, OR

Knowing the cost of living in Oatfield allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Oatfield stands at 128, marking it 28% higher than the national average.

If you prioritize affordability when seeking a new place to live, Oatfield may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Oatfield falls into this category, which may not align with your preferences for a budget-friendly living environment.

Housing costs are a major factor in the Oatfield cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 81.3% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Oatfield Affordable?

Is Oatfield an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Oatfield, the median home price is 113.6% higher than what most folks pay across the country, and monthly rent prices are 5.9% higher than the usual rates. Income levels in Oatfield come in at $122,433, which is 50.5% higher than the national average.

What Factors can Influence the Cost of Living in Oatfield?

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Oatfield, the standard sales tax rate starts at 0%, and the income tax rates commence at 4.75%.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Oatfield comes in at 2.2% higher than the national average.

Where is the Data From?

The Oatfield cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Oatfield is 15% higher than the Oregon average
  • The cost of living in Oatfield is 28% higher than the national average
  • Oatfield housing is 81% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Oatfield

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Compare Oatfield, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,906$10,992$3,078$3,958
      Renters$78,501$6,542$1,832$2,355
      To approximate the cost of living and the housing affordability in Oatfield, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Oatfield have a median income of $131,906. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,078 per month to avoid calamity and poverty. The renters in the city have an income of about $78,501, which would make their monthly maximum allowable rental costs $1,832.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891054.7%
      Johnson City, OR5548317.4%
      Donald, OR1,4991065.8%
      Wood Village, OR4,1821098.6%
      King City, OR4,44511919.2%
      Oatfield, OR13,97312827.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grover Beach, CA13,97415757.0%
      Vadnais Heights, MN13,9751098.9%
      Powell River, BC13,967n/a 
      Sainte-Marie, QC13,983n/a 
      Waycross, GA13,9578416.3%
      Oatfield, OR13,97312827.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.