A
Overall 19%
Goods & Services 9%
Housing 56%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexWaycrossGeorgiaNational
Cost of living8194100
Goods & Services9297100
Groceries10599100
Health care10097100
Housing4486100
Transportation10197100
Utilities9793100

Key findings

  • The cost of living in Waycross is 14% lower than the Georgia average
  • The cost of living in Waycross is 19% lower than the national average
  • Waycross housing is 56% lower than the national average
  • Georgia general sales tax is 21% lower than the national average
  • Georgia state income tax is 59% lower than the national average

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Compare Waycross, GA Cost of Living

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$44,875$3,740$1,047$1,346
      Renters$20,430$1,703$477$613
      A good way to judge both the affordability of the housing and the cost of living in Waycross is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Waycross has a median income of about $44,875 for people who own homes. Based on that number, a maximum of $1,047 should be spent on expenses related to housing. Renters have a slightly different median income, which is $20,430. Based on this average, renters should spend no more than $477 on all rental costs if they want to maintain a non-impoverished standard of living.

      Georgia Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Georgia4%8%

      Georgia Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Georgia1%5.75%

      Goods & Services

      ItemWaycrossNational avg.Difference
      Haircut $13.50$17.4922.8%
      Beauty Salon $43.00$38.1712.7%
      Toothpaste $1.98$2.3214.7%
      Shampoo $1.00$1.011.2%
      Movie $11.50$10.727.2%
      Bowling $8.00$13.8642.3%

      Groceries

      ItemWaycrossNational avg.Difference
      Ground Beef $4.68$3.9020.0%
      Fried Chicken $1.59$1.4013.9%
      Milk $2.48$1.9626.4%
      Potatoes $4.48$3.1840.7%
      Pizza $9.49$10.398.7%
      Beer $8.66$9.236.2%

      Health Care

      ItemWaycrossNational avg.Difference
      Optometrist $113.00$106.346.3%
      Doctor $117.50$115.252.0%
      Dentist $90.67$98.387.8%
      Ibuprofen $10.19$9.2610.0%
      Lipitor $498.86$466.476.9%

      Housing

      ItemWaycrossNational avg.Difference
      Home Price $65,900.00$184,700.0064.3%
      Avg. Mortgage Payment $1,027.06$1,273.3219.3%
      Apartment Rent $610.00$949.0035.7%

      Transportation

      ItemWaycrossNational avg.Difference
      Gasoline $2.51$2.593.3%
      Tire Balancing $54.98$48.9012.4%

      Utilities

      ItemWaycrossNational avg.Difference
      All Electricity$160.47$167.604.3%
      Phone $180.90$163.4210.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Sunnyside, GA1,19680-20%
      Offerman, GA45974-26%
      Hoboken, GA65680-20%
      Blackshear, GA3,54684-16%
      Patterson, GA56078-22%
      Waycross, GA14,18881-19%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Dentsville, SC14,19291-9%
      New Franklin, OH14,19592-8%
      Setauket-East Setauket, NY14,17415252%
      Greenlawn, NY14,20813939%
      Brooklyn Park, MD14,1591077%
      Waycross, GA14,18881-19%
      Source: The Waycross, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.