Oak Springs, Arizona Cost Of Living

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C+

Overall 5%

Goods & Services 7%

Housing 100%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oak Springs	Arizona	National
Cost of living	95	101	100
Goods & Services	93	105	100
Groceries	99	104	100
Health care	101	98	100
Housing	n/a	97	100
Transportation	93	97	100
Utilities	93	103	100

Key findings

The cost of living in Oak Springs is 6% lower than the Arizona average
The cost of living in Oak Springs is 5% lower than the national average
Oak Springs housing is 11% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 5% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,375	$3,698	$1,035	$1,331
Renters	$0	$0	$0	$0

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.59%	4.5%

Goods & Services

Item	Oak Springs	National avg.	Difference
Haircut	$16.00	$20.27	21.1%
Beauty Salon	$41.13	$40.39	1.8%
Toothpaste	$3.08	$2.36	30.4%
Shampoo	$1.01	$1.08	6.5%
Movie	$11.65	$10.99	6.0%
Bowling	$14.40	$15.49	7.0%

Groceries

Item	Oak Springs	National avg.	Difference
Ground Beef	$5.41	$4.30	25.9%
Fried Chicken	$1.14	$1.40	18.8%
Milk	$3.18	$2.20	44.4%
Potatoes	$3.39	$3.22	5.2%
Pizza	$10.62	$10.74	1.1%
Beer	$8.97	$9.60	6.5%

Health Care

Item	Oak Springs	National avg.	Difference
Optometrist	$127.42	$109.73	16.1%
Doctor	$127.00	$118.34	7.3%
Dentist	$94.17	$100.94	6.7%
Ibuprofen	$9.54	$9.93	3.9%
Lipitor	$471.78	$469.53	0.5%

Housing

Item	Oak Springs	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$1,112.33	$1,229.62	9.5%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Oak Springs	National avg.	Difference
Gasoline	$2.72	$2.71	0.4%
Tire Balancing	$42.00	$51.86	19.0%

Utilities

Item	Oak Springs	National avg.	Difference
All Electricity	$150.73	$170.84	11.8%
Phone	$187.42	$187.18	0.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lupton, AZ	13	95	5.5%
Houck, AZ	1,107	86	13.9%
Window Rock, AZ	3,355	77	22.5%
St. Michaels, AZ	1,409	82	17.5%
Tse Bonito, NM	180	84	15.8%
Oak Springs, AZ	79	95	5.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ekwok, AK	79	108	8.0%
Koyukuk, AK	79	105	5.3%
Pelican, AK	79	121	21.0%
Ozan, AR	79	74	25.8%
Katherine, AZ	79	75	24.9%
Oak Springs, AZ	79	95	5.5%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.