F
39%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
123%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oak Hills Oregon National
Cost of living139111100
Groceries101104100
Health care108105100
Housing223124100
Transportation104106100
Utilities104106100
Lifestyle & Entertainment103107100
Household Items102104100
Education & Childcare103109100
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An Overview of Cost of Living in Oak Hills, OR

Getting a feel for the cost of living in Oak Hills is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Oak Hills is 139, which is 39% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

The cost of living in Oak Hills is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Oak Hills falls into this category, which may not be suitable for those seeking an economically favorable living environment.

Housing costs are a major factor in the Oak Hills cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 122.7% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Oak Hills Affordable?

Wondering if Oak Hills is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Oak Hills, for example, the median home price is 151.9% higher than what folks pay nationally, and monthly rent is 54.4% higher than the usual rates. Plus, income levels matter too, with Oak Hills boasting a median household income of $149,149, which is 83.4% higher than the national average.

What Factors can Influence the Cost of Living in Oak Hills?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Oak Hills, the groceries index is 1.2% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Oak Hills, healthcare costs are 7.5% higher than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Oak Hills, the housing index is 122.7% higher than the national average.

Where is the Data From?

The Oak Hills cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Oak Hills is 25% higher than the Oregon average
  • The cost of living in Oak Hills is 39% higher than the national average
  • Oak Hills housing is 123% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Oak Hills

See all the best places to live around Oak Hills

Compare Oak Hills, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$200,656$16,721$4,682$6,020
      Renters$81,925$6,827$1,911$2,458
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Oak Hills, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Oak Hills, homeowners have a median income of $200,656. Using that number, a maximum of $4,682 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $81,925, which means there is a maximum of $1,911 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Johnson City, OR5548317.4%
      Gaston, OR5421055.1%
      Walnut Grove, WA9,54611514.9%
      King City, OR4,44511919.2%
      Hazel Dell, WA22,53212524.7%
      Oak Hills, OR11,95513939.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Elwood, NY11,95516059.8%
      Clute, TX11,959946.1%
      La Riviera, CA11,96113231.7%
      Webster, MA11,96111615.6%
      Les Îles-de-la-Madeleine, QC11,947n/a 
      Oak Hills, OR11,95513939.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.