| Index | Clute | Texas | National |
| Cost of living | 94 | 94 | 100 |
| Groceries | 98 | 98 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 84 | 83 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 104 | 103 | 100 |
| Lifestyle & Entertainment | 101 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 96 | 98 | 100 |

Getting a feel for the cost of living in Clute is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Clute is 94, which is 6% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Clute closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Clute can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Wondering if Clute is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Clute, for example, the median home price is 29.1% lower than what folks pay nationally, and monthly rent is 14.7% higher than the usual rates. Plus, income levels matter too, with Clute boasting a median household income of $83,713, which is 2.9% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Clute, the utilities index registers at 3.6% higher than the national average.
Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Clute, the groceries index is 2% lower than the national average.
The Clute cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $143,041 | $11,920 | $3,337 | $4,292 |
| Renters | $67,543 | $5,629 | $1,576 | $2,026 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Holiday Lakes, TX | 1,010 | 85 | 15.2% |
| Freeport, TX | 12,541 | 87 | 12.7% |
| Brazoria, TX | 3,149 | 90 | 9.5% |
| Jones Creek, TX | 2,041 | 92 | 8.0% |
| Angleton, TX | 20,095 | 93 | 6.6% |
| Clute, TX | 11,959 | 94 | 6.1% |
| City | Population | Cost of Living Index | National Avg. |
| La Riviera, CA | 11,961 | 132 | 31.7% |
| Webster, MA | 11,961 | 116 | 15.6% |
| Elwood, NY | 11,955 | 160 | 59.8% |
| Oak Hills, OR | 11,955 | 139 | 39.1% |
| Maryville, MO | 11,963 | 89 | 11.3% |
| Clute, TX | 11,959 | 94 | 6.1% |