| Index | Oak Hills | California | National |
| Cost of living | 136 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 116 | 116 | 100 |
| Housing | 182 | 197 | 100 |
| Transportation | 118 | 118 | 100 |
| Utilities | 117 | 119 | 100 |
| Lifestyle & Entertainment | 123 | 120 | 100 |
| Household Items | 110 | 111 | 100 |
| Education & Childcare | 127 | 127 | 100 |
The cost of living in Oak Hills affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Oak Hills is 136, which is 36% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
The cost of living in Oak Hills is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Oak Hills falls into this category, which may not be suitable for those seeking an economically favorable living environment.
Housing costs are a major factor in the Oak Hills cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 82.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is Oak Hills affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Oak Hills, for instance, where the median home price falls 107.9% higher than the national average, and monthly rent rates are 23.1% higher than usual. Additionally, median income levels contribute to the equation, with Oak Hills flaunting a median household income of $142,134, 74.8% higher than the national norm.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Oak Hills, the groceries index is 9.7% higher than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Oak Hills, the general sales tax rate starts at 7.25%, and income tax rates begin at 1%.
The cost of living estimates displayed for Oak Hills are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $166,734 | $13,895 | $3,890 | $5,003 |
| Renters | $131,075 | $10,923 | $3,058 | $3,933 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Adelanto, CA | 35,081 | 116 | 15.8% |
| Mountain View Acres, CA | 3,814 | 122 | 21.9% |
| Victorville, CA | 126,104 | 122 | 22.5% |
| Hesperia, CA | 98,419 | 123 | 22.5% |
| Apple Valley, CA | 75,217 | 123 | 22.8% |
| Oak Hills, CA | 10,811 | 136 | 36.2% |
| City | Population | Cost of Living Index | National Avg. |
| Saint-Raymond, QC | 10,809 | n/a | |
| Vermilion, OH | 10,808 | 90 | 9.6% |
| La Tuque, QC | 10,815 | n/a | |
| Wasilla, AK | 10,818 | 121 | 21.4% |
| Gateway, FL | 10,802 | 121 | 21.5% |
| Oak Hills, CA | 10,811 | 136 | 36.2% |
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