Cost of Living in Northwest Harwich, MA

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F
43%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
115%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Northwest Harwich Massachusetts National
Cost of living143131100
Groceries105109100
Health care113116100
Housing215169100
Transportation115115100
Utilities115117100
Lifestyle & Entertainment116115100
Household Items106109100
Education & Childcare119127100
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Homes For Sale In Northwest Harwich, MA

property for sale

23 Prince Charles Dr

Harwich, MA
property for sale

72 W Tupelo Dr

Harwich, MA
property for sale

13 Robert Ln

West Harwich, MA
property for sale

17 Rogers Rd

Harwich, MA

Cost Of Living Quick Facts

  • The cost of living in Northwest Harwich is 9% higher than the Massachusetts average
  • The cost of living in Northwest Harwich is 43% higher than the national average
  • Northwest Harwich housing is 115% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Northwest Harwich

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$116,138$9,678$2,710$3,484
      Renters$94,215$7,851$2,198$2,827
      A good way to judge both the affordability of the housing and the cost of living in Northwest Harwich is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Northwest Harwich has a median income of about $116,138 for people who own homes. Based on that number, a maximum of $2,710 should be spent on expenses related to housing. Renters have a slightly different median income, which is $94,215. Based on this average, renters should spend no more than $2,198 on all rental costs if they want to maintain a non-impoverished standard of living.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Yarmouth, MA6,61212929.1%
      Dennis Port, MA3,64713029.5%
      South Dennis, MA2,98213029.6%
      South Yarmouth, MA10,84113332.5%
      Brewster, MA1,37413535.4%
      Northwest Harwich, MA4,23214343.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Aldan, PA4,2331011.2%
      Grant, MN4,23414948.8%
      Mineral Ridge, OH4,2298514.6%
      Northwoods, MO4,2288317.3%
      Malden, MO4,2368218.5%
      Northwest Harwich, MA4,23214343.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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