Cost of Living in Northborough, MA

Get 300+ Local Insights for Any Address in Northborough, MA

Get Access to 300+ Local Data Points
F
46%
Overall NAT. AVG.
26%
Goods & Services NAT. AVG.
102%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Northborough Massachusetts National
Cost of living146135100
Goods & Services126122100
Groceries104104100
Health care118126100
Housing202169100
Transportation108106100
Utilities151152100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Northborough, MA

property for sale

43 Whitney St

Northborough, MA
property for sale

84 Ridge Rd

Northborough, MA
property for sale

104 SW Cutoff

Northborough, MA
property for sale

32 Meadow Rd

Northborough, MA

Cost Of Living Quick Facts

  • The cost of living in Northborough is 8% higher than the Massachusetts average
  • The cost of living in Northborough is 46% higher than the national average
  • Northborough housing is 102% higher than the national average
  • Massachusetts general sales tax is 22% higher than the national average
  • Massachusetts state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Northborough

See all the best places to live around Northborough

Compare Northborough, MA Cost of Living

City Image
    City Default Image
      vs
      Compare Neighborhoods & Addresses Local Insights Report

      Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.

      Local Insights Report
      How would you rate the cost of living in Northborough?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Northborough?
      Write a review to give others more information about this area.
      See all Northborough poll results

      The best places in Massachusetts

      Here are the best places to live in MassachusettsCheck out the 10 safest cities in MassachusettsThese are the largest cities in MassachusettsMost Dangerous States In The US
      Best Places in Massachusetts

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$230,848$19,237$5,386$6,926
      Renters$83,227$6,936$1,942$2,497
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Northborough, MA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Northborough, homeowners have a median income of $230,848. Using that number, a maximum of $5,386 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $83,227, which means there is a maximum of $1,942 to be spent on the costs of renting a home or apartment.

      Massachusetts Sales Tax

      State General Sales Tax With Max Surtax
      Massachusetts 6.25% 6.25%

      Massachusetts Income Tax

      State Income Tax (Low) Income Tax (High)
      Massachusetts 5% 9%

      Goods & Services

      Item Northborough National avg. Difference
      Haircut $30.38$27.6210.0%
      Beauty Salon $66.77$51.1130.7%
      Toothpaste $4.04$4.091.3%
      Shampoo $1.81$1.5417.4%
      Movie $16.00$12.8824.2%
      Yoga $26.01$19.6632.3%

      Groceries

      Item Northborough National avg. Difference
      Ground Beef $7.67$7.700.5%
      Fried Chicken $1.49$1.6610.4%
      Milk $5.06$4.736.9%
      Potatoes $5.24$5.260.3%
      Pizza $14.97$12.7617.3%
      Beer $11.09$10.555.1%

      Health Care

      Item Northborough National avg. Difference
      Optometrist $151.35$140.068.1%
      Doctor $184.75$153.8220.1%
      Dentist $142.89$123.1516.0%
      Ibuprofen $12.57$11.737.1%
      Lipitor $27.79$23.6117.7%

      Housing

      Item Northborough National avg. Difference
      Home Price $757,235.00$326,622.00131.8%
      Avg. Mortgage Payment $4,433.32$2,480.2578.7%
      Apartment Rent $1,909.00$1,444.0032.2%

      Transportation

      Item Northborough National avg. Difference
      Gasoline $2.99$3.062.1%
      Tire Balancing $85.24$65.2130.7%

      Utilities

      Item Northborough National avg. Difference
      All Electricity $402.96$220.1283.1%
      Phone $191.67$195.712.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oxford, MA6,05312221.6%
      Worcester, MA189,03512424.3%
      Leominster, MA42,48012524.8%
      Clinton, MA7,22212625.9%
      South Lancaster, MA1,62812626.0%
      Northborough, MA6,69714646.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Hill, NY6,6991098.9%
      Thermalito, CA6,69411312.6%
      Bridgeport, TX6,694954.8%
      Carthage, TX6,7008812.0%
      Lincroft, NJ6,69214645.7%
      Northborough, MA6,69714646.4%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026