F
46%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
150%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Springfield Virginia National
Cost of living146111100
Groceries101103100
Health care101103100
Housing250129100
Transportation101105100
Utilities101104100
Lifestyle & Entertainment100103100
Household Items103102100
Education & Childcare107109100
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Cost Of Living Quick Facts

  • The cost of living in North Springfield is 31% higher than the Virginia average
  • The cost of living in North Springfield is 46% higher than the national average
  • North Springfield housing is 150% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around North Springfield

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Compare North Springfield, VA Cost of Living

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      Cost of living index
      Groceries index
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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$193,045$16,087$4,504$5,792
      Renters$90,327$7,527$2,107$2,710
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in North Springfield, VA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for North Springfield homeowners, is $193,045. This would allow for a maximum of $4,504 per month to be spent on housing costs. For renters, the median monthly income is $90,327 which would result in a maximum of $2,107 to be spent on rental costs.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rose Hill CDP (Lee County), VA7318911.0%
      Potomac Heights, MD1,2959010.5%
      Woodlawn CDP (Carroll County), VA2,3348911.3%
      Wakefield town, VA838928.4%
      Belle Haven town, VA578991.4%
      North Springfield, VA8,08214646.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Camp Pendleton North, CA8,08213636.3%
      Butner, NC8,082990.7%
      Jersey Village, TX8,08311615.5%
      Bellwood, VA8,0801000.1%
      Wytheville, VA8,084963.8%
      North Springfield, VA8,08214646.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.