Cost Of Living in North Philipsburg, PA

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

47%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	North Philipsburg	Pennsylvania	National
Cost of living	85	97	100
Groceries	97	100	100
Health care	100	99	100
Housing	53	90	100
Transportation	102	101	100
Utilities	99	99	100
Lifestyle & Entertainment	98	100	100
Household Items	99	99	100
Education & Childcare	99	101	100

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Cost Of Living Quick Facts

The cost of living in North Philipsburg is 12% lower than the Pennsylvania average
The cost of living in North Philipsburg is 15% lower than the national average
North Philipsburg housing is 47% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$58,316	$4,860	$1,361	$1,750
Renters	$30,893	$2,574	$721	$927

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Baileyville, PA	90	99	0.9%
South Philipsburg, PA	567	99	0.9%
Hawk Run, PA	650	79	20.7%
Wallaceton, PA	290	83	17.2%
Houtzdale, PA	806	83	17.1%
North Philipsburg, PA	785	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Milner, GA	785	93	7.0%
Hana, HI	785	167	67.0%
Indian Creek, IL	785	140	40.2%
Eastborough, KS	785	131	31.0%
Haviland, KS	785	83	17.3%
North Philipsburg, PA	785	85	14.9%