Norman cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9488100
Goods & Services index10097100
Groceries index9695100
Health care index9095100
Housing index8769100
Transportation index8590100
Utilities index10198100
The above illustration supplies generalized information for the Norman, OK cost of living index. Compared to other cities in Oklahoma and cities across the country, the cost of living index in Norman, OK is 94, which is 7% higher than the Oklahoma average and 6% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Norman, OK are 3% higher than the average for Oklahoma and equal to the rest of the country.

Did you know?

  • The cost of living in Norman is 7% higher than the Oklahoma average.
  • The cost of living in Norman is 6% lower than the national average.
  • The cost of housing in Norman is 13% lower than the national average.
  • Oklahoma general sales tax is 12% lower than the national average.
  • Oklahoma state income tax is 78% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Norman, OK to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Norman, OK, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Norman, OK salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Norman, OK as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Norman, OK homeowners, the median income is $75,601. This indicates that a monthly maximum of $1,764 should be spent by homeowners on all housing related costs. Renters have a median income of $30,911. This indicates that renters should have a maximum of $721 used for their rent related monthly costs.

Oklahoma Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oklahoma Income Tax

StateIncome Tax (Low)Income Tax (High)
When you are determining the total cost of living in Norman, OK you will want to make sure you consider both the Oklahoma sales tax and the Oklahoma income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Oklahoma is 4.5%, with the highest surtax being 11%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Oklahoma have a range from 0.5% to 5%.

Goods & Services

ItemNormanNational avg.Difference
Haircut $17.37$16.098.0%
Beauty Salon $27.37$37.3326.7%
Toothpaste $2.09$2.4514.5%
Shampoo $0.93$1.007.1%
Movie $9.92$10.283.5%
Bowling $11.92$4.93141.6%


ItemNormanNational avg.Difference
Ground Beef $3.58$3.805.9%
Fried Chicken $1.71$1.4022.4%
Milk $2.07$2.012.9%
Potatoes $3.18$3.015.6%
Pizza $9.99$9.891.1%
Beer $8.17$8.908.2%

Health Care

ItemNormanNational avg.Difference
Optometrist $89.54$102.1612.4%
Doctor $100.60$108.367.2%
Dentist $78.25$92.5315.4%
Ibuprofen $8.93$9.283.8%
Lipitor $397.26$425.826.7%


ItemNormanNational avg.Difference
Home Price $163,900.00$184,700.0011.3%
Avg. Mortgage Payment $950.01$1,202.4421.0%
Apartment Rent $802.00$949.0015.5%


ItemNormanNational avg.Difference
Gasoline $1.98$2.2411.9%
Tire Balancing $36.31$46.2921.6%


ItemNormanNational avg.Difference
All Electricity$151.30$165.968.8%
Phone $32.75$28.6814.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Valley Brook, OK80474-26%
Lexington, OK2,24884-16%
Dibble, OK97787-13%
Purcell, OK6,34988-12%
Noble, OK6,66488-12%
Norman, OK118,97494-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Berkeley, CA118,58519090%
Allentown, PA119,62494-6%
Vallejo, CA119,64412727%
Ann Arbor, MI118,0871088%
Evansville, IN120,15683-17%
Norman, OK118,97494-6%
Source: The Norman, OK cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.