| Index | Nogales | Arizona | National |
| Cost of living | 91 | 101 | 100 |
| Groceries | 103 | 101 | 100 |
| Health care | 101 | 101 | 100 |
| Housing | 65 | 96 | 100 |
| Transportation | 102 | 102 | 100 |
| Utilities | 110 | 111 | 100 |
| Lifestyle & Entertainment | 104 | 103 | 100 |
| Household Items | 100 | 101 | 100 |
| Education & Childcare | 97 | 103 | 100 |

Knowing the cost of living in Nogales allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Nogales stands at 91, marking it 9% lower than the national average.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Nogales are priced in a manner consistent with other areas. This means that residents of Nogales can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Nogales an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Nogales, the median home price is 33.4% lower than what most folks pay across the country, and monthly rent prices are 40.2% lower than the usual rates. Income levels in Nogales come in at $43,849, which is 46.1% lower than the national average.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Nogales, the housing index stands at 35.4% lower than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Nogales, the transportation index is 1.5% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Nogales, the healthcare costs are 0.7% higher than the national average.
The Nogales cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $68,680 | $5,723 | $1,602 | $2,061 |
| Renters | $29,200 | $2,433 | $681 | $876 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Beyerville, AZ | 26 | 102 | 2.3% |
| Kino Springs, AZ | 308 | 93 | 6.6% |
| Rio Rico, AZ | 20,721 | 97 | 2.8% |
| Tumacacori-Carmen, AZ | 102 | 102 | 2.4% |
| Patagonia, AZ | 852 | 108 | 7.7% |
| Nogales, AZ | 20,919 | 91 | 9.1% |
| City | Population | Cost of Living Index | National Avg. |
| Pleasantville, NJ | 20,927 | 104 | 3.5% |
| Lomita, CA | 20,909 | 171 | 70.7% |
| Plainview, TX | 20,929 | 85 | 14.9% |
| Libertyville, IL | 20,905 | 134 | 34.1% |
| Wade Hampton, SC | 20,936 | 105 | 5.0% |
| Nogales, AZ | 20,919 | 91 | 9.1% |