A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Port Richey East Florida National
Cost of living95102100
Groceries101102100
Health care102104100
Housing7697100
Transportation103103100
Utilities112110100
Lifestyle & Entertainment101104100
Household Items103102100
Education & Childcare102106100
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An Overview of Cost of Living in New Port Richey East, FL

Knowing the cost of living in New Port Richey East allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in New Port Richey East stands at 95, marking it 5% lower than the national average.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in New Port Richey East are priced in a manner consistent with other areas. This means that residents of New Port Richey East can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is New Port Richey East Affordable?

Is New Port Richey East affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in New Port Richey East, the median home price is 36.9% lower than the national average and monthly rent prices are 6.6% higher than the typical rates. Additionally, the median income levels play a role in affordability, with New Port Richey East boasting a median household income of $57,854, 28.9% lower than the national average.

What Factors can Influence the Cost of Living in New Port Richey East?

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in New Port Richey East, is 23.9% lower than the national average.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In New Port Richey East, the transportation index is 2.8% higher than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In New Port Richey East, the utilities index stands at 11.5% higher than the national average.

Where is the Data From?

The New Port Richey East cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in New Port Richey East is 7% lower than the Florida average
  • The cost of living in New Port Richey East is 5% lower than the national average
  • New Port Richey East housing is 24% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around New Port Richey East

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Compare New Port Richey East, FL Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,457$5,371$1,504$1,934
      Renters$43,306$3,609$1,010$1,299
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in New Port Richey East, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for New Port Richey East homeowners, is $64,457. This would allow for a maximum of $1,504 per month to be spent on housing costs. For renters, the median monthly income is $43,306 which would result in a maximum of $1,010 to be spent on rental costs.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Moon Lake, FL4,3308911.0%
      New Port Richey, FL17,130928.0%
      Holiday, FL21,830927.9%
      Beacon Square, FL7,302927.7%
      Bayonet Point, FL27,360937.2%
      New Port Richey East, FL10,938955.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Ogdensburg, NY10,940919.5%
      Cordele, GA10,9338416.2%
      Forestville, OH10,9441044.3%
      Greentree, NJ10,92713434.3%
      Memphis, FL10,9491021.6%
      New Port Richey East, FL10,938955.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.