A+
8%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
34%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holiday Florida National
Cost of living92102100
Groceries101102100
Health care102104100
Housing6697100
Transportation103103100
Utilities112110100
Lifestyle & Entertainment101104100
Household Items103102100
Education & Childcare102106100
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An Overview of Cost of Living in Holiday, FL

Are you thinking about relocating, but curious about the potential cost of living in Holiday? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Holiday stands at 92, making it 8% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Holiday, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Holiday will resemble that of an average city, contributing to a manageable cost of living.

Is Holiday Affordable?

Wondering if Holiday is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Holiday, for example, the median home price is 52.6% lower than what folks pay nationally, and monthly rent is 10.9% higher than the usual rates. Plus, income levels matter too, with Holiday boasting a median household income of $54,715, which is 32.7% lower than the national average.

What Factors can Influence the Cost of Living in Holiday?

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Holiday, the standard sales tax rate starts at 6%, and the income tax rates commence at 0%.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Holiday, the transportation index stands at 2.8% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Holiday, the housing index stands at 33.5% lower than the national average.

Where is the Data From?

The cost of living data for Holiday shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Holiday is 10% lower than the Florida average
  • The cost of living in Holiday is 8% lower than the national average
  • Holiday housing is 34% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Holiday

See all the best places to live around Holiday

Compare Holiday, FL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$57,313$4,776$1,337$1,720
      Renters$54,287$4,524$1,267$1,629
      To approximate the cost of living and the housing affordability in Holiday, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Holiday have a median income of $57,313. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,337 per month to avoid calamity and poverty. The renters in the city have an income of about $54,287, which would make their monthly maximum allowable rental costs $1,267.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Moon Lake, FL4,3308911.0%
      New Port Richey, FL17,130928.0%
      Beacon Square, FL7,302927.7%
      Bayonet Point, FL27,360937.2%
      Elfers, FL13,209946.4%
      Holiday, FL21,830927.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kings, Subd. A, NS21,831n/a 
      Sanford, ME21,8411033.4%
      Sapulpa, OK21,8439010.3%
      Cartersville, GA21,8141043.5%
      Milwaukie, OR21,85312525.0%
      Holiday, FL21,830927.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.