| Index | Cordele | Georgia | National |
| Cost of living | 84 | 96 | 100 |
| Groceries | 97 | 99 | 100 |
| Health care | 100 | 99 | 100 |
| Housing | 49 | 88 | 100 |
| Transportation | 98 | 99 | 100 |
| Utilities | 98 | 102 | 100 |
| Lifestyle & Entertainment | 101 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 97 | 99 | 100 |
Understanding the cost of living in Cordele can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Cordele cost of living index is 84, which is 16% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Cordele are 51% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.
Wondering if Cordele is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Cordele, for example, the median home price is 59.8% lower than what folks pay nationally, and monthly rent is 30.5% lower than the usual rates. Plus, income levels matter too, with Cordele boasting a median household income of $38,760, which is 52.3% lower than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Cordele, the transportation index stands at 1.8% lower than the national average.
Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Cordele, the groceries index is 2.7% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Cordele starts at 4% and the income tax rates start at 1%.
The Cordele cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $70,760 | $5,897 | $1,651 | $2,123 |
| Renters | $23,317 | $1,943 | $544 | $700 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Seville, GA | 64 | 74 | 26.4% |
| Arabi, GA | 749 | 79 | 21.0% |
| Pitts, GA | 307 | 81 | 19.0% |
| Lilly, GA | 207 | 82 | 18.4% |
| Warwick, GA | 649 | 83 | 17.1% |
| Cordele, GA | 10,933 | 84 | 16.2% |
| City | Population | Cost of Living Index | National Avg. |
| New Port Richey East, FL | 10,938 | 95 | 5.0% |
| Greentree, NJ | 10,927 | 134 | 34.3% |
| Ogdensburg, NY | 10,940 | 91 | 9.5% |
| Gulf Gate Estates, FL | 10,922 | 101 | 1.1% |
| Forestville, OH | 10,944 | 104 | 4.3% |
| Cordele, GA | 10,933 | 84 | 16.2% |
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