Cost of Living in Moon Lake, FL

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Moon Lake Florida National
Cost of living89102100
Groceries103102100
Health care105104100
Housing5197100
Transportation103103100
Utilities112110100
Lifestyle & Entertainment107104100
Household Items104102100
Education & Childcare109106100
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Homes For Sale In Moon Lake, FL

property for sale

0 Lake DR

New Port Richey, FL
property for sale

Powell

Spring Lake, FL
property for sale

10051 Huntley St

New Port Richey, FL
property for sale

9846 Cardy St

New Port Richey, FL

Cost Of Living Quick Facts

  • The cost of living in Moon Lake is 13% lower than the Florida average
  • The cost of living in Moon Lake is 11% lower than the national average
  • Moon Lake housing is 49% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Moon Lake

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Compare Moon Lake, FL Cost of Living

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      Salary Calculator

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$53,935$4,495$1,258$1,618
      Renters$50,718$4,227$1,183$1,522
      To approximate the cost of living and the housing affordability in Moon Lake, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Moon Lake have a median income of $53,935. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,258 per month to avoid calamity and poverty. The renters in the city have an income of about $50,718, which would make their monthly maximum allowable rental costs $1,183.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Garden Grove, FL1,062928.0%
      New Port Richey, FL17,130928.0%
      Holiday, FL21,830927.9%
      Beacon Square, FL7,302927.7%
      Bayonet Point, FL27,360937.2%
      Moon Lake, FL4,3308911.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carlisle, IA4,329936.8%
      Bristow, OK4,3298218.0%
      East Hampton North, NY4,33117372.9%
      Huber Ridge, OH4,331954.7%
      Cumberland, BC4,331n/a 
      Moon Lake, FL4,3308911.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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