Cost of Living in New Castle, DE

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A
8%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index New Castle Delaware National
Cost of living108107100
Groceries10099100
Health care98100100
Housing125123100
Transportation9999100
Utilities102102100
Lifestyle & Entertainment104102100
Household Items103100100
Education & Childcare10099100
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Homes For Sale In New Castle, DE

property for sale

1506 Goldeneye Ct

New Castle, DE
property for sale

308 Waterview Dr

New Castle, DE
property for sale

22 Memorial Dr

New Castle, DE
property for sale

26 W 4th St

Historic New Castle, DE

Cost Of Living Quick Facts

  • The cost of living in New Castle is 1% higher than the Delaware average
  • The cost of living in New Castle is 8% higher than the national average
  • New Castle housing is 25% higher than the national average
  • Delaware general sales tax is 100% lower than the national average
  • Delaware state income tax is 15% lower than the national average

Most Affordable Places to Live in and Around New Castle

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Compare New Castle, DE Cost of Living

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      The best places in Delaware

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$117,246$9,771$2,736$3,518
      Renters$94,776$7,898$2,211$2,844
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in New Castle, DE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In New Castle, homeowners have a median income of $117,246. Using that number, a maximum of $2,736 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $94,776, which means there is a maximum of $2,211 to be spent on the costs of renting a home or apartment.

      Delaware Sales Tax

      State General Sales Tax With Max Surtax
      Delaware 0% 0%

      Delaware Income Tax

      State Income Tax (Low) Income Tax (High)
      Delaware 2.2% 6.6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Prospect Park CDP, PA2337921.0%
      Salem, NJ4,8608515.1%
      Chester, PA35,1178613.9%
      Marcus Hook, PA2,3818712.6%
      Linwood, PA3,5528910.9%
      New Castle, DE5,4851087.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Saint-Roch-de-l'Achigan, QC5,486n/a 
      Uhrichsville, OH5,4838217.9%
      Wadesboro, NC5,4828613.8%
      Macon, MO5,4818416.0%
      Kittery, ME5,48912423.8%
      New Castle, DE5,4851087.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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