| Index | Navarre | Florida | National |
| Cost of living | 115 | 102 | 100 |
| Groceries | 101 | 102 | 100 |
| Health care | 104 | 104 | 100 |
| Housing | 140 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 107 | 110 | 100 |
| Lifestyle & Entertainment | 105 | 104 | 100 |
| Household Items | 104 | 102 | 100 |
| Education & Childcare | 102 | 106 | 100 |
The cost of living in Navarre affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Navarre is 115, which is 15% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs significantly influence the Navarre cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 39.9%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Wondering if Navarre is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Navarre, for example, the median home price is 38% higher than what folks pay nationally, and monthly rent is 44.4% higher than the usual rates. Plus, income levels matter too, with Navarre boasting a median household income of $125,420, which is 54.2% higher than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Navarre, the standard sales tax rate starts at 6%, and the income tax rates commence at 0%.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Navarre, the transportation index stands at 4.9% higher than the national average.
The cost of living data for Navarre shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $134,126 | $11,177 | $3,129 | $4,024 |
| Renters | $67,445 | $5,620 | $1,574 | $2,024 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Mulat, FL | 116 | 103 | 2.7% |
| Dickerson City, FL | 78 | 103 | 2.7% |
| Pea Ridge, FL | 4,964 | 96 | 3.8% |
| Bagdad, FL | 3,738 | 100 | 0.3% |
| Milton, FL | 10,597 | 100 | 0.1% |
| Navarre, FL | 38,864 | 115 | 14.6% |
| City | Population | Cost of Living Index | National Avg. |
| Park Ridge, IL | 38,854 | 136 | 35.8% |
| Reynoldsburg, OH | 38,884 | 97 | 3.2% |
| Longview, WA | 38,884 | 108 | 8.3% |
| Atlantic City, NJ | 38,810 | 104 | 4.2% |
| Spartanburg, SC | 38,808 | 92 | 8.2% |
| Navarre, FL | 38,864 | 115 | 14.6% |
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