Cost of Living in Navarre Beach, FL

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F
45%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
141%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Navarre Beach Florida National
Cost of living145102100
Groceries101102100
Health care104104100
Housing24197100
Transportation105103100
Utilities107110100
Lifestyle & Entertainment105104100
Household Items104102100
Education & Childcare102106100
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Homes For Sale In Navarre Beach, FL

property for sale

7453 Sunset Harbor Dr #2302

Navarre, FL
property for sale

8520 Gulf Blvd #33

Navarre, FL
property for sale

8501 Gulf Blvd Unit W-4F

Navarre, FL
property for sale

8522 Gulf Blvd

Navarre, FL

Cost Of Living Quick Facts

  • The cost of living in Navarre Beach is 42% higher than the Florida average
  • The cost of living in Navarre Beach is 45% higher than the national average
  • Navarre Beach housing is 141% higher than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Navarre Beach

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Compare Navarre Beach, FL Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$159,124$13,260$3,713$4,774
      Renters$0$0$0$0

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dickerson City, FL781032.7%
      Bagdad, FL3,7381000.3%
      Mary Esther, FL4,4881044.5%
      Wright, FL25,2751065.5%
      Avalon, FL6031055.0%
      Navarre Beach, FL1,63714545.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Osgood, IN1,6378614.5%
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      Concord, AL1,636954.8%
      Sunnyside-Tahoe City, CA1,63615554.5%
      Resaca, GA1,636919.4%
      Navarre Beach, FL1,63714545.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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