Cost of Living in Elm City, NC

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14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elm City North Carolina National
Cost of living8696100
Groceries98100100
Health care9999100
Housing5488100
Transportation10099100
Utilities9899100
Lifestyle & Entertainment101100100
Household Items100100100
Education & Childcare98100100
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Homes For Sale In Elm City, NC

property for sale

6332 Pine Meadows Rd

Elm City, NC
property for sale

405 W Main St

Elm City, NC
property for sale

4741 Joyner Rd

Elm City, NC
property for sale

5737 Weaver Rd

Elm City, NC

Cost Of Living Quick Facts

  • The cost of living in Elm City is 11% lower than the North Carolina average
  • The cost of living in Elm City is 14% lower than the national average
  • Elm City housing is 46% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Elm City

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Compare Elm City, NC Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,780$5,732$1,605$2,064
      Renters$33,138$2,762$773$994

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Momeyer, NC4438119.3%
      Pinetops, NC1,4438317.0%
      Black Creek, NC9568415.5%
      Fountain, NC3158515.0%
      Stantonsburg, NC5528614.5%
      Elm City, NC1,7678614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Washakie, WY1,7678812.1%
      Les Escoumins, QC1,767n/a 
      Beaver Dam, AZ1,7688713.4%
      Ripley, OH1,7668218.1%
      North Belle Vernon, PA1,7668713.0%
      Elm City, NC1,7678614.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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