| Index | Mountain Top | Pennsylvania | National |
| Cost of living | 101 | 97 | 100 |
| Groceries | 99 | 100 | 100 |
| Health care | 99 | 99 | 100 |
| Housing | 103 | 90 | 100 |
| Transportation | 101 | 101 | 100 |
| Utilities | 102 | 99 | 100 |
| Lifestyle & Entertainment | 103 | 100 | 100 |
| Household Items | 100 | 99 | 100 |
| Education & Childcare | 98 | 101 | 100 |
Getting a feel for the cost of living in Mountain Top is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Mountain Top is 101, which is 1% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Mountain Top are priced in a manner consistent with other areas. This means that residents of Mountain Top can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Mountain Top affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Mountain Top, for instance, where the median home price falls 17.2% higher than the national average, and monthly rent rates are 29.8% lower than usual. Additionally, median income levels contribute to the equation, with Mountain Top flaunting a median household income of $126,050, 55% higher than the national norm.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Mountain Top, healthcare costs are 1.2% lower than the national average.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Mountain Top, the housing index stands at 3.1% higher than the national average.
The cost of living data for Mountain Top shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $134,402 | $11,200 | $3,136 | $4,032 |
| Renters | $50,997 | $4,250 | $1,190 | $1,530 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| City | Population | Cost of Living Index | National Avg. |
| Albrightsville, PA | 216 | 100 | 0.0% |
| Plymouth, PA | 5,986 | 84 | 15.7% |
| Ashley, PA | 2,823 | 84 | 15.7% |
| Glen Lyon, PA | 2,991 | 85 | 15.5% |
| Shickshinny, PA | 637 | 85 | 14.9% |
| Mountain Top, PA | 11,844 | 101 | 1.0% |
| City | Population | Cost of Living Index | National Avg. |
| Cedarburg, WI | 11,850 | 114 | 14.5% |
| Hamilton Square, NJ | 11,836 | 126 | 25.7% |
| Madison Heights, VA | 11,834 | 96 | 4.0% |
| Byram, MS | 11,831 | 93 | 7.4% |
| Nanakuli, HI | 11,830 | 145 | 45.1% |
| Mountain Top, PA | 11,844 | 101 | 1.0% |
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