Mountain Top cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMountain TopPennsylvaniaNational
Cost of living index9899100
IndexMountain TopPennsylvaniaNational
Goods & Services index9998100
Groceries index103103100
Health care index9894100
Housing index8891100
Transportation index110109100
Utilities index109111100
A general overview of the cost of living index for Mountain Top, PA is displayed above. In Mountain Top, PA, the overall cost of living index is 98, which is equal to the Pennsylvania average and 2% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Mountain Top, PA, the city's goods and services are 1% higher than the Pennsylvania average and 1% lower than the U.S. average.
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Did you know?

  • The cost of living in Mountain Top is equal to the Pennsylvania average.
  • The cost of living in Mountain Top is 2% lower than the national average.
  • The cost of housing in Mountain Top is 12% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

Compare Mountain Top, PA Cost of living To Other Cities

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator allows you to compare how much your current salary in Mountain Top, PA would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Mountain Top, PA, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Mountain Top, PA salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$81,952$6,829$1,912$2,459
      Renters$31,771$2,648$741$953
      One can approximate the cost of living and the housing affordability in Mountain Top, PA by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Mountain Top, PA have a median income of $81,952. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,912 per month to avoid calamity and poverty. The renters in the city have an income of about $31,771, which would make their monthly maximum allowable rental costs $741.

      Pennsylvania Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Pennsylvania6%8%

      Pennsylvania Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Pennsylvania3.07%3.07%
      For those who live in Mountain Top, PA and want to know what the true cost of living is, they ought to look at both the Pennsylvania income tax rate and the Pennsylvania sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Pennsylvania, the sales tax is 6%, while the most you'll pay in surtax is 8%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Pennsylvania, the income tax rate ranges between 3.07% to 3.07%.

      Goods & Services

      ItemMountain TopNational avg.Difference
      Haircut $16.25$17.497.1%
      Beauty Salon $30.50$38.1720.1%
      Toothpaste $1.96$2.3215.6%
      Shampoo $1.09$1.017.7%
      Movie $10.60$10.721.2%
      Bowling $15.33$13.8610.6%

      Groceries

      ItemMountain TopNational avg.Difference
      Ground Beef $3.69$3.905.4%
      Fried Chicken $1.24$1.4011.2%
      Milk $2.01$1.962.4%
      Potatoes $3.39$3.186.5%
      Pizza $9.09$10.3912.5%
      Beer $9.93$9.237.6%

      Health Care

      ItemMountain TopNational avg.Difference
      Optometrist $62.67$106.3441.1%
      Doctor $72.17$115.2537.4%
      Dentist $126.50$98.3828.6%
      Ibuprofen $9.32$9.260.6%
      Lipitor $484.82$466.473.9%

      Housing

      ItemMountain TopNational avg.Difference
      Home Price $190,000.00$184,700.002.9%
      Avg. Mortgage Payment $1,138.98$1,273.3210.6%
      Apartment Rent $511.00$949.0046.2%

      Transportation

      ItemMountain TopNational avg.Difference
      Gasoline $2.89$2.5911.4%
      Tire Balancing $53.80$48.9010.0%

      Utilities

      ItemMountain TopNational avg.Difference
      All Electricity$192.63$167.6014.9%
      Phone $186.24$163.4214.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Jeddo, PA16481-19%
      Shickshinny, PA71584-16%
      Glen Lyon, PA1,74386-14%
      Wilkes-Barre, PA40,96487-13%
      Nanticoke, PA10,30287-13%
      Mountain Top, PA11,29898-2%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      East Grand Rapids, MI11,29711515%
      Claiborne, LA11,29988-12%
      Ridgefield, NJ11,29415757%
      Munhall, PA11,30587-13%
      Lake Arrowhead, CA11,30712525%
      Mountain Top, PA11,29898-2%
      Source: The Mountain Top, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.