| Index | Cedarburg | Wisconsin | National |
| Cost of living | 114 | 96 | 100 |
| Groceries | 101 | 99 | 100 |
| Health care | 96 | 98 | 100 |
| Housing | 153 | 89 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 102 | 101 | 100 |
| Lifestyle & Entertainment | 94 | 98 | 100 |
| Household Items | 99 | 99 | 100 |
| Education & Childcare | 100 | 98 | 100 |
The cost of living in Cedarburg affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Cedarburg is 114, which is 14% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs are a major factor in the Cedarburg cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 52.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is Cedarburg affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Cedarburg, the median home price is 77.9% higher than the national average and monthly rent prices are 6.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Cedarburg boasting a median household income of $119,807, 47.3% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Cedarburg, the transportation index is 4.6% lower than the national average.
Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Cedarburg, the prevailing sales tax rate starts at 5%, and income tax rates kick off at 3.54%.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Cedarburg, the housing index comes in at 52.5% higher than the national average.
The Cedarburg cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $156,716 | $13,060 | $3,656 | $4,702 |
| Renters | $45,661 | $3,805 | $1,065 | $1,370 |
| State | General Sales Tax | With Max Surtax |
| Wisconsin | 5% | 6.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Wisconsin | 3.54% | 7.65% |
| City | Population | Cost of Living Index | National Avg. |
| Lannon, WI | 1,221 | 94 | 6.0% |
| Butler, WI | 2,034 | 95 | 4.6% |
| Brown Deer, WI | 12,298 | 98 | 2.4% |
| West Bend, WI | 32,289 | 99 | 1.2% |
| Belgium, WI | 2,276 | 100 | 0.3% |
| Cedarburg, WI | 11,850 | 114 | 14.5% |
| City | Population | Cost of Living Index | National Avg. |
| Mountain Top, PA | 11,844 | 101 | 1.0% |
| Mexico, MO | 11,861 | 84 | 15.8% |
| Clayton, CA | 11,862 | 202 | 102.4% |
| Hamilton Square, NJ | 11,836 | 126 | 25.7% |
| Madison Heights, VA | 11,834 | 96 | 4.0% |
| Cedarburg, WI | 11,850 | 114 | 14.5% |
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