Cost Of Living in Mount Arlington, NJ

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F

34%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

87%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Arlington	New Jersey	National
Cost of living	134	125	100
Groceries	108	108	100
Health care	114	112	100
Housing	187	157	100
Transportation	115	114	100
Utilities	111	111	100
Lifestyle & Entertainment	114	113	100
Household Items	105	107	100
Education & Childcare	116	120	100

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Homes For Sale In Mount Arlington, NJ

104 Ridgeview Ln

Mount Arlington, NJ

28 Lakeshore Dr

Mt Arlington, NJ

12 Brookside Ln

Mt Arlington, NJ

30 Mountainview Ave

Mount Arlington, NJ

Cost Of Living Quick Facts

The cost of living in Mount Arlington is 7% higher than the New Jersey average
The cost of living in Mount Arlington is 34% higher than the national average
Mount Arlington housing is 87% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$163,553	$13,629	$3,816	$4,907
Renters	$100,293	$8,358	$2,340	$3,009

To approximate the cost of living and the housing affordability in Mount Arlington, NJ, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Mount Arlington have a median income of $163,553. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,816 per month to avoid calamity and poverty. The renters in the city have an income of about $100,293, which would make their monthly maximum allowable rental costs $2,340.

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Great Meadows, NJ	272	99	1.2%
Port Murray, NJ	223	99	1.2%
Ross Corner, NJ	216	106	6.1%
Marksboro, NJ	128	96	3.7%
Victory Gardens, NJ	1,654	108	7.7%
Mount Arlington, NJ	5,933	134	34.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kennebunk, ME	5,932	120	20.4%
Saint-Césaire, QC	5,934	n/a
West Clarkston-Highland, WA	5,931	101	0.6%
Gas City, IN	5,935	85	15.0%
Annapolis, Subd. A, NS	5,937	n/a
Mount Arlington, NJ	5,933	134	34.2%