Cost Of Living in Mount Airy, MD

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F

35%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

99%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mount Airy	Maryland	National
Cost of living	135	121	100
Groceries	107	105	100
Health care	109	109	100
Housing	199	151	100
Transportation	109	109	100
Utilities	108	108	100
Lifestyle & Entertainment	105	109	100
Household Items	105	105	100
Education & Childcare	114	112	100

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Homes For Sale In Mount Airy, MD

6648 Wind Ridge Rd

Mount Airy, MD

5925 Woodville Rd

Mt Airy, MD

1007 Parade Ln

Mount Airy, MD

5601 Woodville Rd

Mt Airy, MD

Cost Of Living Quick Facts

The cost of living in Mount Airy is 12% higher than the Maryland average
The cost of living in Mount Airy is 35% higher than the national average
Mount Airy housing is 99% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$191,494	$15,958	$4,468	$5,745
Renters	$46,498	$3,875	$1,085	$1,395

To approximate the cost of living and the housing affordability in Mount Airy, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Mount Airy have a median income of $191,494. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,468 per month to avoid calamity and poverty. The renters in the city have an income of about $46,498, which would make their monthly maximum allowable rental costs $1,085.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Union Bridge, MD	993	107	7.1%
Westminster, MD	19,096	115	14.8%
Libertytown, MD	855	117	16.8%
Frederick, MD	73,590	120	20.2%
New Windsor, MD	1,415	120	20.4%
Mount Airy, MD	9,806	135	35.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
DuPont, WA	9,807	133	33.4%
Picnic Point, WA	9,803	155	54.5%
Lowell, AR	9,809	94	5.8%
Conning Towers Nautilus Park, CT	9,809	117	16.7%
Pine Ridge, FL	9,810	109	8.8%
Mount Airy, MD	9,806	135	35.2%