Cost Of Living in Libertytown, MD

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C

17%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Libertytown	Maryland	National
Cost of living	117	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	138	151	100
Transportation	108	109	100
Utilities	109	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	111	112	100

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Homes For Sale In Libertytown, MD

9304 Liberty Ct

Frederick, MD

11623 Daysville Rd

Frederick, MD

11920 Liberty RD Unit 205A

Libertytown, MD

Cost Of Living Quick Facts

The cost of living in Libertytown is 3% lower than the Maryland average
The cost of living in Libertytown is 17% higher than the national average
Libertytown housing is 38% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$136,118	$11,343	$3,176	$4,084
Renters	$39,669	$3,306	$926	$1,190

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Middleburg, MD	0	108	7.7%
Fort Ritchie, MD	49	107	6.9%
Sabillasville, MD	403	107	6.9%
Union Bridge, MD	993	107	7.1%
Taneytown, MD	6,995	114	13.5%
Libertytown, MD	855	117	16.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rolling Hills CDP, CA	855	133	33.4%
Hardin, IL	855	81	19.5%
Mendon, MI	855	88	12.5%
Osceola, NE	855	82	17.7%
Arlington Heights, OH	855	82	18.1%
Libertytown, MD	855	117	16.8%