Cost Of Living in Union Bridge, MD

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A-

7%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

6%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Union Bridge	Maryland	National
Cost of living	107	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	106	151	100
Transportation	108	109	100
Utilities	109	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	111	112	100

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Homes For Sale In Union Bridge, MD

13012 Liberty Rd

Union Bridge, MD

118 S Clear Ridge Rd

New Windsor, MD

285 Stem Rd

Union Bridge, MD

Stem Rd

Union Bridge, MD

Cost Of Living Quick Facts

The cost of living in Union Bridge is 11% lower than the Maryland average
The cost of living in Union Bridge is 7% higher than the national average
Union Bridge housing is 6% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$103,169	$8,597	$2,407	$3,095
Renters	$52,075	$4,340	$1,215	$1,562

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Middleburg, MD	0	108	7.7%
Parkville, PA	7,493	99	1.3%
Littlestown, PA	4,650	100	0.1%
Pennville, PA	2,348	101	1.2%
Fairfield, PA	702	110	9.9%
Union Bridge, MD	993	107	7.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Beale AFB, CA	993	150	50.1%
Montezuma, IN	993	82	18.0%
Baltic, OH	993	87	13.0%
Tioga, TX	993	97	3.0%
Saint-Ludger, QC	993	n/a
Union Bridge, MD	993	107	7.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Union Bridge, MD

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Union Bridge

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population