F
109%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
333%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Moss Beach California National
Cost of living209141100
Groceries110111100
Health care113116100
Housing433197100
Transportation116118100
Utilities115119100
Lifestyle & Entertainment117120100
Household Items110111100
Education & Childcare118127100
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Cost Of Living Quick Facts

  • The cost of living in Moss Beach is 49% higher than the California average
  • The cost of living in Moss Beach is 109% higher than the national average
  • Moss Beach housing is 333% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Moss Beach

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Compare Moss Beach, CA Cost of Living

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      Cost of living index
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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$167,702$13,975$3,913$5,032
      Renters$103,747$8,646$2,421$3,113

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Colma, CA1,528202102.4%
      Daly City, CA111,327204104.4%
      La Honda, CA1,259204104.2%
      South San Francisco, CA68,998207107.1%
      Brisbane, CA4,796209109.1%
      Moss Beach, CA3,550209109.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brentwood, MD3,55012524.7%
      Clifton, TX3,5508713.0%
      Black River Falls, WI3,5508811.9%
      Saint-Michel, QC3,550n/a 
      Lake of Bays, ON3,549n/a 
      Moss Beach, CA3,550209109.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.