Montoursville cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexMontoursvillePennsylvaniaNational
Cost of living index9899100
IndexMontoursvillePennsylvaniaNational
Goods & Services index9998100
Groceries index103103100
Health care index9894100
Housing index8791100
Transportation index110109100
Utilities index109111100
A general summary of the cost of living index in Montoursville, PA is shown above. Compared to the state average of Pennsylvania the cost of living index in Montoursville, PA is 98, which is equal to the average in Pennsylvania and compared to the national average it is 2% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Montoursville, PA goods and services come in at 1% higher than the average in Pennsylvania and are 1% lower than compared to the nationwide average.
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Did you know?

  • The cost of living in Montoursville is equal to the Pennsylvania average.
  • The cost of living in Montoursville is 2% lower than the national average.
  • The cost of housing in Montoursville is 13% lower than the national average.
  • Pennsylvania general sales tax is 18% higher than the national average.
  • Pennsylvania state income tax is 38% higher than the national average.

Compare Montoursville, PA Cost of living To Other Cities

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      The salary calculator is used in order to provide a comparison of your current salary in Montoursville, PA to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Montoursville, PA, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Montoursville, PA salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$61,713$5,143$1,440$1,852
      Renters$33,750$2,813$787$1,013
      How much of your monthly income goes to housing can tell you whether or not you can afford housing in Montoursville, PA, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Montoursville, PA homeowners have a median income of $61,713. Using that number, you will come up with a maximum of $1,440 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,750, which means there is a maximum of $787 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Pennsylvania6%8%

      Pennsylvania Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Pennsylvania3.07%3.07%
      When you are determining the total cost of living in Montoursville, PA you will want to make sure you consider both the Pennsylvania sales tax and the Pennsylvania income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in Pennsylvania is 6%, with the highest surtax being 8%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in Pennsylvania have a range from 3.07% to 3.07%.

      Goods & Services

      ItemMontoursvilleNational avg.Difference
      Haircut $16.25$17.497.1%
      Beauty Salon $30.50$38.1720.1%
      Toothpaste $1.96$2.3215.6%
      Shampoo $1.09$1.017.7%
      Movie $10.60$10.721.2%
      Bowling $15.33$13.8610.6%

      Groceries

      ItemMontoursvilleNational avg.Difference
      Ground Beef $3.69$3.905.4%
      Fried Chicken $1.24$1.4011.2%
      Milk $2.01$1.962.4%
      Potatoes $3.39$3.186.5%
      Pizza $9.09$10.3912.5%
      Beer $9.93$9.237.6%

      Health Care

      ItemMontoursvilleNational avg.Difference
      Optometrist $62.67$106.3441.1%
      Doctor $72.17$115.2537.4%
      Dentist $126.50$98.3828.6%
      Ibuprofen $9.32$9.260.6%
      Lipitor $484.82$466.473.9%

      Housing

      ItemMontoursvilleNational avg.Difference
      Home Price $159,100.00$184,700.0013.9%
      Avg. Mortgage Payment $1,138.98$1,273.3210.6%
      Apartment Rent $855.00$949.009.9%

      Transportation

      ItemMontoursvilleNational avg.Difference
      Gasoline $2.89$2.5911.4%
      Tire Balancing $53.80$48.9010.0%

      Utilities

      ItemMontoursvilleNational avg.Difference
      All Electricity$192.63$167.6014.9%
      Phone $186.24$163.4214.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Washingtonville, PA24588-12%
      Williamsport, PA29,18090-10%
      Montgomery, PA1,45491-9%
      Turbotville, PA69192-8%
      Watsontown, PA2,42292-8%
      Montoursville, PA4,57298-2%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Fulshear, TX4,57212525%
      Simonton Lake, IN4,57394-6%
      Ardsley, NY4,57015959%
      Whitmore Village, HI4,57016767%
      Russell, KS4,57080-20%
      Montoursville, PA4,57298-2%
      Source: The Montoursville, PA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.