Cost of Living in Montoursville, PA

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A+
3%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montoursville Pennsylvania National
Cost of living9797100
Groceries99100100
Health care9999100
Housing8990100
Transportation101101100
Utilities10299100
Lifestyle & Entertainment103100100
Household Items10099100
Education & Childcare98101100
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Homes For Sale In Montoursville, PA

property for sale

878 Heilman Rd

Montoursville, PA
property for sale

2679 Haas Ln

Montoursville, PA
property for sale

169 Fairfield Church Rd

Montoursville, PA
property for sale

1040 Radio Club Rd

Montoursville, PA

Cost Of Living Quick Facts

  • The cost of living in Montoursville is equal to the Pennsylvania average
  • The cost of living in Montoursville is 3% lower than the national average
  • Montoursville housing is 11% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Montoursville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,320$7,943$2,224$2,860
      Renters$71,184$5,932$1,661$2,136
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Montoursville, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Montoursville, homeowners have a median income of $95,320. Using that number, a maximum of $2,224 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $71,184, which means there is a maximum of $1,661 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montgomery, PA1,5269010.2%
      Dewart, PA1,334909.9%
      Williamsport, PA29,1309010.2%
      Watsontown, PA2,192937.2%
      Washingtonville, PA158936.7%
      Montoursville, PA4,580973.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Denton, MD4,5801021.6%
      Valdese, NC4,5798812.1%
      Blood 148, AB4,581n/a 
      Larksville, PA4,5789010.0%
      Westover, WV4,5789010.4%
      Montoursville, PA4,580973.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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