Cost of Living in Montoursville, PA

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A+
4%
Overall NAT. AVG.
4%
Goods & Services NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Montoursville Pennsylvania National
Cost of living9699100
Goods & Services96103100
Groceries9898100
Health care10694100
Housing8990100
Transportation106104100
Utilities103109100
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Homes For Sale In Montoursville, PA

property for sale

2699 Haas Ln

Montoursville, PA
property for sale

801 Pine St

Montoursville, PA
property for sale

437 Church Aly

Montoursville, PA
property for sale

PARCEL 103.B Fairfield Rd

Fairfield Township, PA

Cost Of Living Quick Facts

  • The cost of living in Montoursville is 3% lower than the Pennsylvania average
  • The cost of living in Montoursville is 4% lower than the national average
  • Montoursville housing is 11% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Montoursville

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Compare Montoursville, PA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,320$7,943$2,224$2,860
      Renters$71,184$5,932$1,661$2,136
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Montoursville, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Montoursville, homeowners have a median income of $95,320. Using that number, a maximum of $2,224 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $71,184, which means there is a maximum of $1,661 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Montoursville National avg. Difference
      Haircut $26.63$27.623.6%
      Beauty Salon $40.11$51.1121.5%
      Toothpaste $4.08$4.090.3%
      Shampoo $1.68$1.548.9%
      Movie $9.50$12.8826.2%
      Yoga $18.22$19.667.3%

      Groceries

      Item Montoursville National avg. Difference
      Ground Beef $7.51$7.702.5%
      Fried Chicken $1.59$1.664.3%
      Milk $4.77$4.730.8%
      Potatoes $5.05$5.263.9%
      Pizza $11.19$12.7612.3%
      Beer $11.19$10.556.1%

      Health Care

      Item Montoursville National avg. Difference
      Optometrist $93.00$140.0633.6%
      Doctor $153.67$153.820.1%
      Dentist $150.64$123.1522.3%
      Ibuprofen $11.37$11.733.1%
      Lipitor $21.94$23.617.1%

      Housing

      Item Montoursville National avg. Difference
      Home Price $298,452.00$326,622.008.6%
      Avg. Mortgage Payment $1,312.61$2,480.2547.1%
      Apartment Rent $1,207.00$1,444.0016.4%

      Transportation

      Item Montoursville National avg. Difference
      Gasoline $3.21$3.064.9%
      Tire Balancing $71.48$65.219.6%

      Utilities

      Item Montoursville National avg. Difference
      All Electricity $229.22$220.124.1%
      Phone $200.65$195.712.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montgomery, PA1,5268910.7%
      Dewart, PA1,3349010.5%
      Williamsport, PA29,1309010.0%
      Watsontown, PA2,192927.8%
      Washingtonville, PA158937.3%
      Montoursville, PA4,580963.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Denton, MD4,5801044.4%
      Valdese, NC4,5799010.0%
      Blood 148, AB4,581n/a 
      Larksville, PA4,5788910.5%
      Westover, WV4,578928.4%
      Montoursville, PA4,580963.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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