Montara, California Cost Of Living

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Overall 103%

Goods & Services 37%

Housing 266%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Montara	California	National
Cost of living	203	140	100
Goods & Services	137	111	100
Groceries	127	118	100
Health care	127	113	100
Housing	366	196	100
Transportation	141	128	100
Utilities	122	118	100

Key findings

The cost of living in Montara is 45% higher than the California average
The cost of living in Montara is 103% higher than the national average
Montara housing is 266% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$107,438	$8,953	$2,507	$3,223
Renters	$26,585	$2,215	$620	$798

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Montara	National avg.	Difference
Haircut	$23.67	$17.49	35.3%
Beauty Salon	$84.88	$38.17	122.4%
Toothpaste	$2.92	$2.32	25.8%
Shampoo	$1.37	$1.01	35.4%
Movie	$15.04	$10.72	40.2%
Bowling	$21.14	$13.86	52.5%

Groceries

Item	Montara	National avg.	Difference
Ground Beef	$3.47	$3.90	11.0%
Fried Chicken	$1.39	$1.40	0.4%
Milk	$2.34	$1.96	19.3%
Potatoes	$2.57	$3.18	19.3%
Pizza	$13.99	$10.39	34.6%
Beer	$10.39	$9.23	12.6%

Health Care

Item	Montara	National avg.	Difference
Optometrist	$143.14	$106.34	34.6%
Doctor	$154.00	$115.25	33.6%
Dentist	$138.14	$98.38	40.4%
Ibuprofen	$12.19	$9.26	31.6%
Lipitor	$435.97	$466.47	6.5%

Housing

Item	Montara	National avg.	Difference
Home Price	$824,800.00	$184,700.00	346.6%
Avg. Mortgage Payment	$4,745.39	$1,273.32	272.7%
Apartment Rent	$1,682.00	$949.00	77.2%

Transportation

Item	Montara	National avg.	Difference
Gasoline	$3.82	$2.59	47.5%
Tire Balancing	$65.75	$48.90	34.5%

Utilities

Item	Montara	National avg.	Difference
All Electricity	$224.45	$167.60	33.9%
Phone	$195.57	$163.42	19.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Colma, CA	1,540	174	74%
Daly City, CA	105,543	179	79%
South San Francisco, CA	66,587	182	82%
Broadmoor, CA	5,159	182	82%
Alameda, CA	77,409	181	81%
Montara, CA	2,895	203	103%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Superior, AZ	2,895	83	-17%
Andrews, SC	2,896	85	-15%
Northlake, TX	2,894	115	15%
Bowling Green, FL	2,897	83	-17%
Arcadia, LA	2,893	78	-22%
Montara, CA	2,895	203	103%

Source: The Montara, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Montara, CA Cost of Living

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