| Index | Montara | California | National |
| Cost of living | 230 | 140 | 100 |
| Goods & Services | 120 | 111 | 100 |
| Groceries | 123 | 112 | 100 |
| Health care | 125 | 109 | 100 |
| Housing | 477 | 196 | 100 |
| Transportation | 132 | 126 | 100 |
| Utilities | 136 | 127 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $157,652 | $13,138 | $3,678 | $4,730 |
| Renters | $206,514 | $17,210 | $4,818 | $6,196 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Montara | National avg. | Difference |
| Haircut | $28.38 | $24.26 | 17.0% |
| Beauty Salon | $85.43 | $45.56 | 87.5% |
| Toothpaste | $4.09 | $3.70 | 10.4% |
| Shampoo | $1.65 | $1.28 | 29.1% |
| Movie | $16.02 | $12.13 | 32.0% |
| Bowling | $24.01 | $18.00 | 33.4% |
| Item | Montara | National avg. | Difference |
| Ground Beef | $6.23 | $5.84 | 6.7% |
| Fried Chicken | $2.11 | $1.57 | 34.1% |
| Milk | $5.18 | $4.67 | 10.9% |
| Potatoes | $4.98 | $4.93 | 0.9% |
| Pizza | $15.74 | $12.09 | 30.2% |
| Beer | $11.21 | $10.41 | 7.6% |
| Item | Montara | National avg. | Difference |
| Optometrist | $159.79 | $125.68 | 27.1% |
| Doctor | $174.45 | $135.78 | 28.5% |
| Dentist | $155.36 | $113.29 | 37.1% |
| Ibuprofen | $11.30 | $10.65 | 6.1% |
| Lipitor | $498.84 | $468.60 | 6.5% |
| Item | Montara | National avg. | Difference |
| Home Price | $1,107,700.00 | $184,700.00 | 499.7% |
| Avg. Mortgage Payment | $7,224.18 | $2,346.69 | 207.8% |
| Apartment Rent | $1,803.00 | $949.00 | 90.0% |
| Item | Montara | National avg. | Difference |
| Gasoline | $4.63 | $3.46 | 33.9% |
| Tire Balancing | $75.33 | $59.92 | 25.7% |
| Item | Montara | National avg. | Difference |
| All Electricity | $298.77 | $193.99 | 54.0% |
| Phone | $203.63 | $192.25 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Colma, CA | 1,492 | 203 | 103.2% |
| Daly City, CA | 107,197 | 205 | 105.3% |
| Alameda, CA | 79,827 | 207 | 107.4% |
| South San Francisco, CA | 66,878 | 212 | 112.4% |
| Brisbane, CA | 4,645 | 213 | 113.0% |
| Montara, CA | 2,833 | 230 | 130.3% |
| City | Population | Cost of Living Index | National Avg. |
| Towanda, PA | 2,833 | 92 | 7.5% |
| Paramount-Long Meadow, MD | 2,834 | 117 | 16.7% |
| Ashland, NE | 2,834 | 97 | 3.5% |
| Valley, NE | 2,834 | 108 | 7.6% |
| Iron River, MI | 2,831 | 78 | 21.7% |
| Montara, CA | 2,833 | 230 | 130.3% |
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