Cost Of Living in Monrovia, MD

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F

72%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

223%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Monrovia	Maryland	National
Cost of living	172	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	323	151	100
Transportation	108	109	100
Utilities	109	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	111	112	100

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Homes For Sale In Monrovia, MD

4376 Viridian Ter

Monrovia, MD

11063 Emerald Crown Dr

Monrovia, MD

4109 Cove Ct

Monrovia, MD

4603 Arboretum Dr

Monrovia, MD

Cost Of Living Quick Facts

The cost of living in Monrovia is 43% higher than the Maryland average
The cost of living in Monrovia is 72% higher than the national average
Monrovia housing is 223% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$229,899	$19,158	$5,364	$6,898
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Union Bridge, MD	993	107	7.1%
Libertytown, MD	855	117	16.8%
Frederick, MD	73,590	120	20.2%
New Windsor, MD	1,415	120	20.4%
Woodsboro, MD	1,222	121	21.4%
Monrovia, MD	1,599	172	72.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Forest Ranch, CA	1,599	172	72.2%
Guthrie Center, IA	1,599	85	14.8%
Avon, MN	1,599	98	2.2%
Cementon, PA	1,599	100	0.2%
Yalaha, FL	1,600	114	14.5%
Monrovia, MD	1,599	172	72.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Monrovia, MD

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

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