| Index | Millville | New Jersey | National |
| Cost of living | 106 | 125 | 100 |
| Groceries | 107 | 108 | 100 |
| Health care | 109 | 112 | 100 |
| Housing | 95 | 157 | 100 |
| Transportation | 112 | 114 | 100 |
| Utilities | 114 | 111 | 100 |
| Lifestyle & Entertainment | 113 | 113 | 100 |
| Household Items | 110 | 107 | 100 |
| Education & Childcare | 114 | 120 | 100 |
Understanding the cost of living in Millville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Millville cost of living index is 106, which is 6% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Millville aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Millville residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.
Everyday household expenses like cleaning products, laundry detergent, toiletries, and kitchen basics can quickly add up over time and make up 8% of the cost of living index. In Millville, you can expect to spend 10.2% more than average on these recurring essentials, which increases your overall monthly cost of living.
Is Millville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Millville, the median home price is 9.3% lower than the national average and monthly rent prices are 5.2% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Millville boasting a median household income of $94,391, 16.1% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Millville, healthcare costs are 9.3% higher than the national average.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Millville, the utilities index stands at 13.9% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Millville, the transportation index is 12.1% higher than the national average.
The cost of living data for Millville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $124,681 | $10,390 | $2,909 | $3,741 |
| Renters | $37,677 | $3,140 | $879 | $1,130 |
| State | General Sales Tax | With Max Surtax |
| New Jersey | 6.625% | 12.625% |
| State | Income Tax (Low) | Income Tax (High) |
| New Jersey | 1.4% | 10.75% |
| City | Population | Cost of Living Index | National Avg. |
| Bridgeton, NJ | 24,883 | 101 | 0.6% |
| Seabrook Farms, NJ | 1,645 | 101 | 0.7% |
| Collings Lakes, NJ | 1,570 | 102 | 1.8% |
| Laurel Lake, NJ | 2,729 | 102 | 2.2% |
| Cedarville, NJ | 959 | 103 | 2.9% |
| Millville, NJ | 28,134 | 106 | 6.2% |
| City | Population | Cost of Living Index | National Avg. |
| Oak Forest, IL | 28,144 | 104 | 3.9% |
| Gladstone, MO | 28,101 | 93 | 6.5% |
| Citrus Park, FL | 28,085 | 117 | 17.4% |
| Bergenfield, NJ | 28,186 | 133 | 33.4% |
| Plum, PA | 28,078 | 99 | 1.5% |
| Millville, NJ | 28,134 | 106 | 6.2% |
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