A+
7%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
25%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Milledgeville Georgia National
Cost of living9396100
Groceries10099100
Health care10099100
Housing7588100
Transportation10199100
Utilities103102100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare10299100
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An Overview of Cost of Living in Milledgeville, GA

Understanding the cost of living in Milledgeville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Milledgeville cost of living index is 93, which is 7% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Milledgeville aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Milledgeville residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Is Milledgeville Affordable?

Is Milledgeville an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Milledgeville, the median home price is 25.4% lower than what most folks pay across the country, and monthly rent prices are 24.2% lower than the usual rates. Income levels in Milledgeville come in at $48,562, which is 40.3% lower than the national average.

What Factors can Influence the Cost of Living in Milledgeville?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Milledgeville, the groceries index registers 0.2% lower than the national average.

Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Milledgeville, the housing index is 25% lower than the national average.

Where is the Data From?

The Milledgeville cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Milledgeville is 3% lower than the Georgia average
  • The cost of living in Milledgeville is 7% lower than the national average
  • Milledgeville housing is 25% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Milledgeville

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Compare Milledgeville, GA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,769$8,314$2,328$2,993
      Renters$29,405$2,450$686$882
      A good indicator of the general affordability of housing in Milledgeville, GA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Milledgeville, the median monthly income is $99,769 for those who own their own homes. Under the standard rule, that income level would allow for $2,328 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $29,405, per the median income in the area. That would allow for renters to spend up to $686 on monthly rental expenses.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Crooked Creek, GA6721000.5%
      Ivey, GA1,2248218.2%
      Hardwick, GA3,4718317.1%
      Gordon, GA2,0088415.8%
      Milledgeville, GA18,956937.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      East Massapequa, NY18,95314948.6%
      Winchester, KY18,9508910.9%
      Laurel, MS18,9718416.2%
      Brownwood, TX18,9778712.8%
      Hyattsville, MD18,98513029.9%
      Milledgeville, GA18,956937.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.