Cost of Living in Milford, PA

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D+
21%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Milford Pennsylvania National
Cost of living12197100
Groceries108100100
Health care11199100
Housing14790100
Transportation110101100
Utilities11299100
Lifestyle & Entertainment107100100
Household Items10899100
Education & Childcare120101100
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Homes For Sale In Milford, PA

property for sale

177 Oneida Way

Milford, PA
property for sale

132 Spruce Lake Dr

Milford, PA
property for sale

104 Montauk Ct

Milford, PA
property for sale

161 Hawthorne Dr

Milford, PA

Cost Of Living Quick Facts

  • The cost of living in Milford is 25% higher than the Pennsylvania average
  • The cost of living in Milford is 21% higher than the national average
  • Milford housing is 47% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Milford

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Compare Milford, PA Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$126,908$10,576$2,961$3,808
      Renters$68,600$5,717$1,601$2,058

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

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      Sunrise Lake, PA789963.8%
      Milford, PA1,43212121.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bull Valley, IL1,43213534.6%
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      Armagh, QC1,432n/a 
      Milford, PA1,43212121.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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